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It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!




Title : Get a Life: You Don't Need a Million to Retire Well
Author : Ralph E. Warner
Rating : 4 Stars out of 5.
Summary : One of the best all round books on retirement planning!

As a Certified Financial Planner, I recommend this book to many of my clients who are seriously planning their retirements. Warner has done a great job putting things in the proper perspective with a book that is an "easy read". While adequate money is important to a satisfactory retirement (and helping clients build a satisfactory net worth is how I make my living), I do find, as has Warner, that there are more important things such as health, friends, and a purpose (i.e., reasons to get up in the morning) when it comes to planning out one's retirement. I frequently ask clients what they plan to do when they retire. When they say "go fishing" or "play golf", I then ask them what they plan to do the second week/month/year. And I keep asking the question until they realize that its a serious one. Warner takes it further with discussion and clear examples. In short, a must read for anyone approaching retirement.



Title : Live Well in Ireland: How to Relocate, Retire and Increase Your Standard of Living
Author : Steenie Harvey
Rating : 1 Stars out of 5.
Summary : Only for Americans!

I bought this book for my English mother in law who was moving to Ireland but was very disappointed that it failed to address the main issues she faced as a pensioner moving to Ireland.
My main criticism is that it is written soley for the American market and compares living in Ireland with living in America. Secondly it was published prior to Irelands conversion to the Euro so prices are meaningless to the newcomer unfamiliar with the old Irish punts currency.
Thirdly it only touches on the social welfare system (which as a pensioner my mother in law was interested in).
Having lived in Ireland for several years I find the Ireland described in the book is quite far removed from the reality of my life in Ireland.
In my opinion this book does not serve as a useful tool to anyone considering relocating to Ireland and they would be far better served contacting either their National Embassy in Ireland or a local Citizens Information Centre situated in all major towns and cities throughout the country.
If you are American, can convert from punts to Euro and are not considering availing of any form of social welfare, then this book could be useful. If you do not fit these criteria, forget it.



Title : 50 Fabulous Places to Retire in America (50 Fabulous Places to Retire in America)
Author : Ken Stern
Rating : 5 Stars out of 5.
Summary : Great for finding the perfect place to retire

This is the wonderful book for finding the perfect place to retire. You learn about each city's climate, costs, taxes, real estate, crime, culture, recreation, transportation, education, medical care job market.

The overview section is very helpful for getting a feel for the city as well recognizing both its positives drawbacks. A listing of newspapers, a realtor, the Chamber of Commerce with contact information is also great aid.

Since a great climate is important to me, I also found the detailed data on weather helpful. It includes seasonal high/low temp, avg. rain/snow inches, avg. # of rainy days, avg. humidity. The # of days below 32 over 90 is also included.

As a bonus this book also helps you figure out how much money you will need how to make it work for you. Tips on moving successfully are also included. If you're thinking about retiring, or even just moving, this is the book you.



Title : Wall Street on a Shoestring: Financial Success for Just Five Dollars a Day
Author : Clare La Plante
Rating : 4 Stars out of 5.
Summary : Why should Warren Buffett have all the fun and success?

Why should Warren Buffett have all the fun and success? This book shows that you don't need to be a millionaire to make money on Wall Street (though it does still help). A nice, step-by-step guide to investment options for us ordinary souls.



Title : Get a Life: You Don't Need a Million to Retire Well (Get a Life: You Don't Need a Million to Retire Well)
Author : Ralph E. Warner
Rating : 5 Stars out of 5.
Summary : My favorite retirement book.

Lawyer/consumer advocate Ralph "Jake" Warner thinks the popular advice that implores Americans to save piles of money for retirement is hugely exaggerated. Jake urges us to have built a life worth living by middle age, and tells the stories of seniors who have done just that. He offers advice on many issues, such as deciding what a reasonable nest egg should be and developing a healthy lifestyle. This book will help you find your way to a more fulfilling retirement, while it eases your current stress level.



Title : Iras, 401 (K)S Other Retirement Plans: Taking Your Money Out (IRA's, 401(k)S Other Retirement Plans: Taking Your Money Out)
Author : Twila Slesnick
Rating : 5 Stars out of 5.
Summary : Thorough coverage for the tax professional. Easy to use.

I do taxes. I have been a "tax professional," working for a reputable CPA firm, for eighteen years.

I imagine that most people think that we always read the most obscure laws, regulations and treatises on tax subjects before we make our decisions and recommendations. The fact is that most professionals are delighted to find publications which make good information easy to find. This book does that.

"How to Take Your Money Out" gives thorough coverage to a very complicated subject. Equally important is that it is almost enjoyable to read and that finding what you are looking for is easy. It is well organized and well indexed. When I looked for answers, I found them, on the first shot.

There are plenty of people, both professionals and taxpayers, who are wondering what to do about IRA and other retirement plan distributions. Having this book on the shelf will give you confidence that you'll know where to look when you need the answers.



Title : Murder in Retirement
Author : John Miles
Rating : 2 Stars out of 5.
Summary : Amusing but not riveting; too "cutesy."

Murder in Retirement was amusing but not really spell-binding. The author went a little "over-the-top" on many of the characters (the actors, Maude, etc.) in that they were stereotypes of stereotypes, not well-developed individuals. The plot was satisfactory, but some loose ends did not get tied up at the end and the final wrap-up was much longer than necessary. He could focus more on the elaboration of the main characters, Laura and Aaron. An o.k. escapist read.



1. Working Later : Raising The Effective Age Of Retirement
Working Later : Raising The Effective Age Of Retirement available now at AbeBooks.co.uk.

2. Report Urges Raise in Retirement Age | Article
01-OCT-02 - Raising the state pension age is one way out of the current pension crisis and should be debated, according to a report from the... | Free With Signup

3. 02-DEC-02 | IFAs Back Raise in Retirement Age
Price: $4.95 | The majority of independent financial advisers (IFAs) say they would welcome the raising of the state retirement age to address the supposed pension...

4. Government urged to raise retirement age (19.05.06) | Age Concern England
News more info ... decided to raise their own retirement ages, with one third having already ... and increase the mandatory retirement age of 65 now, rather ...

5. BBC NEWS | Science/Nature | Retirement age 'should reach 85'
The age of retirement should rise to 85 by 2050, to cope with longer life ... The age of retirement should be raised to 85 by 2050 because of trends in life ...

6. BBC NEWS | Europe | German MPs raise retirement age
German MPs vote to raise the retirement age to 67 from 65, to reduce the cost of an ageing population. ... German MPs raise retirement age. German MPs voted ...

7. Raising the Retirement Age for Social Security:
Congress, raising the retirement age has once again received fresh attention. Certainly ... Proponents of raising the Social Security retirement age argue that ...

8. Online NewsHour: Raising Retirement Age to Fix Social Security Sparks ...
RAISING THE RETIREMENT AGE. March 22, 2005 ... So I decided to play devil's advocate and make the case for raising the retirement age. ...

9. Retirement age 'should be raised to 67' | Mail Online
The Institute for Public Policy Research recommends a retirement age hike to 67 ... Retirement age 'should be raised to 67' Last updated at 08:14 25 July 2005 ...

10. Raising the Retirement Age for Social Security (October 2002 issue brief)
brief examines the potential impact of raising the retirement age. Background ... to increase the Normal Retirement Age, or NRA. ...

11. Raising retirement age appeals to Turner but not the public - Scotsman ...
Raising retirement age appeals to Turner but not the public - ALMOST 60 per cent ... 60 per cent of British workers are against raising the state pension age to fund ...

12. Raising the Retirement Age - Planning to Retire (usnews.com)
A columnist says the best way to get a raise is to retire. ... Home > Money & Business > Planning to Retire > Raising the Retirement Age " ...

13. USATODAY.com - Senator to propose raising retirement age
A leading Republican senator is proposing to raise the Social Security retirement age from 67 to 68, while Democrats maintain their opposition to the president's ...

14. Firms raise retirement age for pensions - Business News, Business - The ...
Millions of employees could be forced to stay at work far longer than they had anticipated before drawing their ... to raise the retirement age for their ...

15. Retirement age 'to rise'
Small business finance advice and business opportunities. Find information ... denounced the idea of raising Britons' retirement age as a "quick fix" solution. ...

16. CRS Report for Congress
Proponents of raising the retirement age say that it is an equitable way ... portray raising the retirement age as unlike ... Raising the Retirement Age ...

17. The Full Retirement Age is Increasing
Age 62 benefits. Delayed Retirement ... a provision for raising the full retirement age beginning with people born in 1938 or later. ...

18. Government urged to raise retirement age
The government should increase mandatory retirement ages and implement Lord Turners proposed National Pensions Savings Scheme (NPSS), the Chartered Institute of ...

19. Rethinking Retirement-Age Policy-- A Look at Raising Social Secuirty's ...
A LOOK AT RAISING SOCIAL SECURITY'S RETIREMENT AGE. Introduction ... simply as "raising the normal retirement age." It focuses on a number of work-related issues ...

20. Life at the Bottom of the Sea
... have received if they worked until they reached full retirement age. ... to early retirees or raising the age for early retirement make sense, because of ...

21. Raise Retirement Age Now, Say Actuaries | LifeTwo
... is that the length of time that seniors are expected to live past retirement has been increasing. Even though people ... that raising the retirement age by ...

22. Age of retirement 'must be raised' - Scotsman.com News
Age of retirement 'must be raised' - TODAY'S retired generation will turn out to be the lucky ones - in future not only will everyone have to work longer, but semi ...

23. Hutton: Raise retirement age or income tax
Hutton: Raise retirement age or income tax. Thursday 23rd November 2006 at 00:00 ... speech on Thursday the retirement age should be raised to 68, otherwise future ...

24. USATODAY.com - Raise the retirement age
Proposal: The retirement age for full Social Security benefits would have to ... Social Security board of trustees and a supporter of raising the retirement age. ...

25. Good practice - Retirement - Age Positive
"We have removed the contractual retirement age altogether. ... Check whether the company retirement age should be raised or can be removed altogether ...

26. CBC News Indepth: Retirement
Retirement ... The median retirement age fell from 65.1 years in 1976 to 60.6 in 1997. ... Britain to raise retirement age (May 25, 2006) ...

27. Retirement Mortgages
Retirement Mortgages, Retirement mortgage, mortgages, mortgage, Britons ' ... plan to raise the state retirement age, the UK's twenty-somethings are still not ...

28. Cuba to raise retirement age by five years
The online source for Calgary news, business, sports, entertainment, ... Aging - Cuba plans to raise the retirement age for workers by five years as it ...

29. Implications of raising the social security retirement age [WorldCat.org]
English Item Publisher: [Washington, D.C. : The Board, 1998] ... Implications of raising the social security retirement age. Type: English : Internet Resource ...

30. Raising the Retirement Age: The wrong direction for Social Security
Raising the normal retirement age by a fixed number of years obviously will hit ... Ultimately, raising the retirement age would be most burdensome for those who ...

31. BA to raise retirement age | Business | guardian.co.uk
British Airways today announced plans to increase the retirement age for its staff in a bid to close a £2bn pension deficit. ... raise retirement age. Hilary ...

32. Pension Strategies In Europe And The United States at Tesco Books
Buy Pension Strategies In Europe And The United States for only £21.80 at Tesco.com. Tesco's has thousands of other books for you to get stuck into

33. Blair to back retirement at 67 | This is Money
... Blair is pressing ahead with plans to raise the retirement age to 67 as part of sweeping changes to ... would see the retirement age raised, the basic state ...

34. Political Radar: Clinton: Raising Retirement Age 'Not an Answer'
Raising the retirement age is not an answer. Cutting ... Listed below are links to weblogs that reference Clinton: Raising Retirement Age 'Not an Answer' ...

35. CAMag Online : BT looks at raising retirement age
BT looks at raising retirement age. 3 Nov 08 ... to its final salary pension schemes, including raising the retirement age from ...

36. Honda plans to raise retirement age to 62 - Home News, UK - The Independent
Honda plans to raise retirement age to 62. By Barrie Clement, Labour Editor ... Honda has tabled a proposal to raise the retirement age as part of its pay talks ...

37. Your View: Raise retirement age to 67: Quebec economist
Raising the retirement age has a lot of repercussions beyond ... Raise retirement age to 67: Quebec economist. CPP and QPP should be an optional deduction. ...

38. HEHS-99-112 Social Security Reform: Implications of Raising the ...
Several proposals focus on raising the normal retirement age ( NRA ) beyond ... GAO/HEHS-99-112 Raising the Retirement Age. Page 3. B-282269 ...



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