retirement REVIEW |
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retirement income |
advantages and disadvantage of early retirementIt would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.
I imagine that most people think that we always read the most obscure laws, regulations and treatises on tax subjects before we make our decisions and recommendations. The fact is that most professionals are delighted to find publications which make good information easy to find. This book does that. "How to Take Your Money Out" gives thorough coverage to a very complicated subject. Equally important is that it is almost enjoyable to read and that finding what you are looking for is easy. It is well organized and well indexed. When I looked for answers, I found them, on the first shot. There are plenty of people, both professionals and taxpayers, who are wondering what to do about IRA and other retirement plan distributions. Having this book on the shelf will give you confidence that you'll know where to look when you need the answers.
There's also lots of info on the current commercial property sipps and all the other important pension changes that come into effect in 2006. The author's has a good writing style and uses loads of examples throughout. If you're into property investment or using property as an alternative to a traditional pension you'll find it a worthwhile read.
The book really cant make up its mind whether it is for those saving for old age, or already in it and trying to decide how best to take their income. It tries to do both and falls short on both counts, but particularly the latter. There is little or no discussion of many things -such as bonds or zeros - if only to dismiss them. These are (albeit briefly) explored in the Motley Fool UK Investment Guide - where the section on 'Hermiones old age' was very informative. If ths present book could have used this as a starting point we could have learned much more. Likewise, there is little consideration of those already in their forties but with little or no investment. The book all to often assumes you are in the early stages of a career or at the end of it. Buy this book if you are a first timer to the Motley Fool - otherwise stick with the UK Investment Guide and wait for the second edition of Old Age.......
1. Retirement benefits by year of birth
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advantages and disadvantage of early retirement online resources. |
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