retirement REVIEW

funny retirement speech
retirement pension uk
early optios retirement
retirement speech free tip
early grounds health ill retirement
retirement apartment
health ill pension query retirement
bank investment planning retirement
kent retirement property
retirement pension forecast
age denmark retirement
early illness related retirement stress teacher
age benefit retirement
basic pension retirement
basic state retirement pension
ill health early retirement nhs
benefit retirement
retirement property sussex
age change retirement
taking early retirement
actuarial early factor retirement
east kent property retirement
home retirement uk
flat london north retirement
home retirement plan
award gift long retirement service
fund retirement
ireland retirement village
retirement property for sale
retirement pension capital
1950 after age born retirement woman
retirement gift male
african annuity fund retirement south
early preparing retirement
advice early pension retirement
cheltenham retirement village
retirement advice
crispins housing northampton retirement village
retirement property to buy
retirement fund
retirement gift scotland
in kent longfield retirement village
free poem retirement
in property retirement suffolk
retirement home spain
army retirement speech
age insurance retirement
dual nationality pension retirement
retirement home and parks in uk
retirement pension rate
retirement home derbyshire
pension retirement age
pegasus retirement home
retirement saga village
freedom retirement village
age minimum retirement
early retirement teacher
in lincolnshire property rent retirement
early retirement advice
category a retirement pension
benefit pension retirement
gift retirement tax
bedford property retirement
comparing europe in pension retirement state
retirement home mccarthy stone
plan retirement saving
retirement planning uk
cirencester retirement village
teacher early retirement pension
retirement speech idea
age early retirement
disney area retirement home
planning retirement software
age civil retirement service
early redundancy retirement voluntary
early redundancy retirement teacher
free retirement poem
bus driver gift retirement
retirement home cheshire
early retirement from teaching
eastbourne in property retirement
help retirement speech
age law retirement
retirement pension forecast br19
advantage disadvantage early retirement
home park retirement uk

It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!

Title : Rich Dad's Retire Young, Retire Rich: How to Get Rich Quickly and Stay Rich Forever! (Rich Dad)
Author : Robert T. Kiyosaki
Rating : 5 Stars out of 5.
Summary : More great ideas, more great context - huge value for money

This fourth book in the main series follows through the logical progression from 'taking care of your business' to retiring and doing what you want to do full time. Some people in the UK may find Robert Kiyosaki's American enthusiasm and repetitive writing style a bit hard to take - just stick with it and realise that making money is something that Americans do better then us! Others may say that you 'can't do those things here' - may I suggest to them that they need new advisors as I have not had any problems in implementing these ideas. I would read 'Rich Dad Poor Dad' and 'Cashflow Quadrant' before this book - could be a bit much at once otherwise.

The big gain from this, as with all the books, is the sense of challenge and attitude that comes across. Combined with the specific ideas for action and areas to think about Robert is able to lead you towards acheiving your financial goals, whatever they are.

Retiring before 45 is a dream that most us share, but few think is possible. I would rate these four books as being of equal value in helping me to be on track to reach this goal (despite having started at 31 years old), as my MBA. The MBA tells me how, Rich Dad helps me think of why, when and what.

The true value of these books is really demonstrated by their life expectancy on my book shelf at home. I have leant a number of copies of Rich Dad Poor Dad to friends and family, none of which have ever been returned! Since then my sister is now starting her own company and writing a book and friends have made some very profitable moves into property investment. None of these people, including myself, talked about such things before reading Robert's books.

Buy this book. Read it. then hide it and re-read it every few months - if you don't you will probably find that it disappears and those close to you start to have more money in their pockets!

A real delight.

Title : One World, Ready or Not
Author : Wil Greider
Rating : 3 Stars out of 5.
Summary : Take two aspirins, don't call me in the morning


A man goes to his dermatologist to have an ugly mole removed from his neck. He returns one week later to have his stitch removed.

"The good news is, you won't have any scar," the doctor says. "The bad news is, you'll be dead in six months."

Though many people criticize Mr. Greider's conclusions, few -- even eminent scholars -- can say why. They admit most of his facts are correct (damning with faint praise) without saying which facts are wrong. They provide simplistic parables about the economics of hot dogs and buns without benefit either of logic or evidence. In short, most of Mr Greider's "critics" seem more culpable than Greider of the crimes against intellectual integrity of which they accuse him.

Let's simply stipulate that Mr. Greider is like Ralph Nader, a Cassandra. Let's stipulate further that he is histrionic even paranoic. Let's simply rest with "the facts".

What we have left is the picture of a global economy in ICU, surrounded (a) by technicians who are not monitoring high performance, but failing vital signs; (b) by FedEx boxes for shipping body parts.

Had the world not already experienced an economic death but 70 years ago, we might dismiss Greider's prognosis.

So, his facts are worrisome; but, not as troubling as his prescriptions. He doesn't think it inevitable that the patient has to die because the "government" can somehow "keep it going" with a different IV solution, tracts to bolster the spirits of the patient's next of kin, and specific instructions to other governmental and cultural caretakers.

He doesn't satisfy me that he understands that we are not simply in another industrial revolution, but a post-industrial evolution. Yes, the whole world is changing, as it has several time before in the last 100,000 years -- but what comes from that process will be far better -- and simpler -- than what is now becoming ruins.

So, Mr. Greider gets full credit for research, and no credit for insight. Therefore, a 5.

--John Grassi

Title : The Joy of Not Working: A Book for the Retired, Unemployed, and Overworked
Author : Ernie J. Zelinski
Rating : 3 Stars out of 5.
Summary : Average at best

There are a lot of great books that deal with creativity. This is not one of them. Average, at best, it might fit the bill is someone was looking for a superfluous treatment of creativity.

Title : Still Here: Embracing Aging, Changing and Dying
Author : Ram Dass
Rating : 5 Stars out of 5.
Summary : A gentle, clear perspective on living all of your life.

Ram Dass has aged, and while thinking about aging, had a massive stroke from which he has recovered his speech. The words are more thoughtful now, clearer. There is an economy which has lead to clarity. Reading this work helps one to see what to hold onto and what to release. There can be joy in where you are, though it is clearly not where you were, once, nor where you thought you would be. This is a gift. In each chapter he reminds us, in a gentle, loving way, to love ourselves. Knowing that he has come back from the stroke, that his body is not going to stop relying on the wheelchair, that there was fear and pain in his experience, all this makes his words ring true. Give yourself this gift. And give it to others.

Title : How to Retire Rich
Author : James O'Shaughnessey
Rating : 2 Stars out of 5.
Summary : Reasonable runaways - Best way to lose big monies!

Mr. O'Shaughnessy outlines several of his investment strategies and in particular his "reasonable runaways". If you look at his numbers AND factor in costs of establishing a similar group of stocks (something he neglects to do)the SP 500 is the clear winner.

A VERY IMPORTANT piece of investing advice that Mr. O'Shaughnessy advises against is the use of stop-limit orders in his portfolios. By neglecting to use this very important investment tool, you open yourself up to huge losses in the very questionable turnaround stocks that have just been run up in price. Most of these WILL go down and many they will go down big and not recover. Take the advise of someone that has been watching (and burned very badly) by taking his advice and not using stop-limit prices, USE THEM IF YOU EMPLOY THIS VERY RISKY STRATEGIE!!!

If you look at ANY of his mutual funds, you will clearly see that the performance of all of his funds badly trails the SP 500. His expense ratios are also out of line to the high side, something that he warns against in this book.

The three pieces of advice that are of any value in the entire book are to establish a plan, stick to it, and, if 87% (or so) of mutual funds (including his) do not match the performance of the SP 500, why are you investing in anything other than the SP 500?

Good luck to all!!!

home park retirement uk online resources.
Site map