Online in property retirement weymouth resources and information
It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.
Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!
Title : The Old Fool's Retirement Guide Author : Rob Davies Rating : 5 Stars out of 5. Summary : Invaluable advice for not much money.
Unfortunately, the majority of people in the UK are rather ignorant of matters financial. As a Nation we are more than happy to delegate the management of our finances to so called "experts":- Financial advisers, pension consultants, Banks, Stock Brokers etc. etc. The big problem with this approach is the inescapable fact that all these middlemen take a big slice out of the individuals hard earned money in fees thereby reducing substancially the overall returns that are possible.
The antidote to this is to adopt the "Pick your own Strawberries" approach to your finances. In the same way that you can get lots of lovely strawberries for less money by picking them direct from the field yourself, (cutting out the middlemen!) you can, with a little time and effort adopt the same principles with your finances.
The Motley Fool series of books are the best I have yet come across to help the would be "Financial do it yourself'er". The OLD FOOLS RETIREMENT GUIDE is the latest in the series and is packed with invaluable information as to how to plan for your financial future. It is written in a concise easily digestible format and conveys it's very relevant points with humour and honesty. Pensions and investments need not be complicated as the City types would have you believe. This book blows a hole in the pomposity that surrounds finance and pensions. A great little read.
Title : 50 Fabulous Places to Retire in America (50 Fabulous Places to Retire in America) Author : Ken Stern Rating : 5 Stars out of 5. Summary : Great for finding the perfect place to retire
This is the wonderful book for finding the perfect place to retire. You learn about each city's climate, costs, taxes, real estate, crime, culture, recreation, transportation, education, medical care job market.
The overview section is very helpful for getting a feel for the city as well recognizing both its positives drawbacks. A listing of newspapers, a realtor, the Chamber of Commerce with contact information is also great aid.
Since a great climate is important to me, I also found the detailed data on weather helpful. It includes seasonal high/low temp, avg. rain/snow inches, avg. # of rainy days, avg. humidity. The # of days below 32 over 90 is also included.
As a bonus this book also helps you figure out how much money you will need how to make it work for you. Tips on moving successfully are also included. If you're thinking about retiring, or even just moving, this is the book you.
Title : Get a Life: You Don't Need a Million to Retire Well Author : Ralph E. Warner Rating : 4 Stars out of 5. Summary : One of the best all round books on retirement planning!
As a Certified Financial Planner, I recommend this book to many of my clients who are seriously planning their retirements. Warner has done a great job putting things in the proper perspective with a book that is an "easy read". While adequate money is important to a satisfactory retirement (and helping clients build a satisfactory net worth is how I make my living), I do find, as has Warner, that there are more important things such as health, friends, and a purpose (i.e., reasons to get up in the morning) when it comes to planning out one's retirement. I frequently ask clients what they plan to do when they retire. When they say "go fishing" or "play golf", I then ask them what they plan to do the second week/month/year. And I keep asking the question until they realize that its a serious one. Warner takes it further with discussion and clear examples. In short, a must read for anyone approaching retirement.
Title : Secure Your Future: Financial Planning at Any Age (Successful Business Library) Author : Chuck Tellalian Rating : 3 Stars out of 5. Summary : Shows how debt affects net worth
The very good chapter here on determining your net worth helps emphasize the effect of debt on your planning and projections. Michael Pellecchia
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