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Online early retirement buyout resources and information

It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!




Title : Investing from Scratch: A Handbook for the Young Investor
Author : James Lowell
Rating : 4 Stars out of 5.
Summary : Intelligent advice for thoughtful investors.

Lowell's writing voice is engaging, intelligent, and refreshingly free of finance jargon. This is a primer for people who have more on their minds than their mutual fund returns. One of the very few books of this genre I could actually relate to, as someone with a healthy skepticism towards the American dream of riches and retirement. Written uncondescendingly and with attention to the often ignored but important issues of investors' social responsibilities, and if it is in fact possible to do well and do good at the same time. One of the few books of this genre that doesn't alienate me.



Title : Age Power: How the 21st Century Will Be Ruled by the New Old
Author : Ken Dychtwald
Rating : 5 Stars out of 5.
Summary : Age Power is a fine sequel to Dychtwald's seminal Age Wave.

Age Wave visionary Ken Dychtwald's new book is finally out. Get it! "Age Power: How the 21st Century Will Be Ruled by the New Old" (Jeffrey P. Tarcher, New York, 1999) is a feast of facts, ideas, analysis, history, prognostication, and wake-up calls. I cannot think of a more enjoyable way to consume the information we all need to prepare for the aging of the baby boom.



Title : You've Earned It, Don't Lose It: Mistakes You Can't Afford to Make When You Retire
Author : Suze Orman
Rating : 1 Stars out of 5.
Summary : The math is wrong

The time value of money analysis in this book does not take into account that money has time value and thus the results of the studies Orman presents are biased in the wrong direction. Also the rate of inflation of 5% is too high based on current and past values. This also biases the results. It is funny to see the results of her long term care insurance policy analysis. According to Orman, the insured pays in $1,255 each year for 30 years and alternately if they had not taked the policy get no credit for the compound growth rate this money would earn had not they taken the policy. It makes a huge different that was not considered Also there is a chart that shows a comparison of 5% simple and compound interest on an inflation rider. Certainly, inflation is not a simple interest growth rate. The data of Orman's table make no sense whatsoever and certainly have no bearing on the long term care policy decision.



Title : The New Golden Door To Retirement And Living In Costa Rica: A Guide to Inexpensive Living, Making Money and Finding Love in a Peaceful Tropical Paradise (New Golden Door to Retirement and Living in Costa Rica)
Author : Christopher Howard
Rating : 4 Stars out of 5.
Summary : The content was great; I dropped a star for the editing.

I breezed through the book in an afternoon/evening and found it to be extremely informative and accurate based on my limited ten day stay in Costa Rica. The author presents both sides for those considering relocating to CR. It is a wonderful place to visit which motivated me to inquire what it might be like to live there.



Title : The Bond Book
Author : Annette Thau
Rating : 5 Stars out of 5.
Summary : Excellent reference book-

Only criticism is that it has to much focus on the private investor wading into the bond mkt not professionals.



Title : The Roth Ira Made Simple
Author : Gary R. Trock
Rating : 4 Stars out of 5.
Summary : Great tables to evaluate whether Roth or Traditional is best

I bought this book to help me prepare for seminars I presented on the Roth IRA. It gave a clear understanding of the rules for Roth contributions, but its greatest strength was the tables that let one compare the future benefits of Roth/Traditional IRA based on current and future tax brackets, rates of return, as well as present age. Another feature was dealing with the future value of what Gary calls "Opportunity Costs" when considering a conversion from traditional IRAs to Roth Conversion. Opportunity costs is the future value of the money that needs to be paid to the government when the IRA is converted. Again, current and future tax brackets, age, and rates of return are clearly presented. A must for anyone who really wants to get a grasp on the numbers and not just skim along the surface.



1. GM, Delphi, UAW Agree On Early Retirement, Buyouts Plan | Article
23-MAR-06 - DEE-ANN DURBIN FinancialWire-23 March 2006-GM, Delphi, UAW Agree On Early Retirement, Buyouts Plan 2006 Investrend Communications, Inc... | Free With Signup

2. More Than 100 Post Journalists Take Buyout - washingtonpost.com
More than 100 Washington Post reporters, editors, photographers, artists and other journalists will take early retirement packages offered by the company as a way to ...

3. Early Retirement with a Buyout: Accepting a Retirement Benefit Package ...
Your employer offers you an early retirement package. What should you do? ... Permission to republish Early Retirement with a Buyout in print or online must ...

4. Postal-New Buyout and Early Retirement Rules
For many postal employees the big issue is early retirement, or buyouts. Or both. ... The chance to retire early, with a buyout. Bring it on, they say. ...

5. Retire Early - AOL Money & Finance
Retire early: how to leverage your company buyout package to sail into an early retirement. ... Much Severence? Perhaps you weren't planning to retire early. ...

6. Roanoke Times announces voluntary employee buyouts - Roanoke.com
... Friday morning, Publisher Debbie Meade said some will be offered voluntary buyouts ... Early retirement incentives and other reductions have occurred lately at ...

7. Security Mutual Life - Retirement: What To Do If You're Offered An ...
Retirement Planning. What To Do If You're Offered An Early Retirement Buyout ... firings is to offer a buyout package that strongly encourages early retirement. ...

8. What percent buyout offer? - Early Retirement Forums
What percent buyout offer? FIRE and Money ... Early Retirement Forums > General > FIRE and Money. What percent buyout offer? User Name ...

9. Early retirement? Why it pays to stay - Sep. 8, 2008
Companies are dangling buyouts before older workers, but the packages are rarely enough to ... Most retirement buyouts have two parts: severance, usually ...

10. Washington Post Staffers Take Early Retirement - washingtonpost.com
... editors, photographers and newsroom administrators have taken early retirement offers from The Washington Post Co., as ... in the industry as a "buyout," was ...

11. Should You Take a Buyout?
Early retirement buyouts can be an interesting option for those who are sure ... So, how do you know whether or not to take a an early retirement buyout offer? ...

12. Lucent offers early retirement to 10,000 - vnunet.com
Lucent Technologies is offering voluntary buyouts or early retirement to more than 10,000 US managers as part of the struggling telco's accelerated restructuring ...

13. Ford expands buyout, early retirement offers - Latest from the Ann ...
Ford expands buyout, early retirement offers. Footprints in the snow lead to suspected burglars ... it will offer buyout and early retirement packages to all ...

14. FY09 Buyout FAQs
Q5: If the total number of Buyout/Early Outs is limited, how will a ... my retirement application at the same time as I submit my Buyout/Early Out application? ...

15. Chrysler to offer more workers buyouts, early retirement - USATODAY.com
Chrysler said Friday it will make another round of early retirement and buyout offers to factory workers in the Detroit area to reduce the number who are on ...

16. ConsumerReports.org - Should you grab that buyout offer?
... following report includes expert consumer advice and recommendations on buyout offers. Also included are tips on early ... months, early-retirement packages ...

17. www.kansascity.com | 10/16/2008 | Ford offers buyouts at Claycomo plant ...
... Co. has expanded its ongoing buyout and early-retirement program to include the Claycomo plant. ... The latest early-retirement and buyout program was ...

18. GRB Seminars & Courses
... (and the buy out), including the advantages and disadvantages of early retirement. ... early out or discontinued service retirement with or without a buy out. ...

19. cbs11tv.com - General Motors Offering Buyouts, Early Retirement
More than 125,000 hourly workers of General Motors Corp. and auto supplier Delphi Corp. are being offered buyouts or early retirement to help cut hefty labor costs, ...

20. GM, Delphi offer buyouts, early retirement - Boston.com
In one of the largest buyout programs ever, more than 125,000 hourly workers of ... will be eligible for early-retirement incentives or buyouts of between $35, ...

21. For Your Consideration: Early Retirement Buyout
Early retirement buyouts are becoming an increasingly popular means of ... Personal Finance Articles " For Your Consideration: Early Retirement Buyout ...

22. CDC offers buyouts, retirement to 106 employees | ajc.com
The Centers for Disease Control and Prevention is offering buyouts and early retirement packages to 106 employees in the office of CDC Director Julie Gerberding, the ...

23. Ford To Offer Employees Buyouts, Early Retirement Packages
... announced it will offer buyout and early retirement packages to its hourly ... The automaker will offer buyout or early retirement packages to all of its 54, ...

24. NorthJersey.com: Ford: 4,200 workers taking buyout & early retirement deals
... 4,200 workers taking buyout & early retirement deals. Thursday, April 24, ... Ford offered 10 buyout or early retirement packages to blue-collar workers, and ...

25. cbs11tv.com - 35,000 GM Workers Taking Buyouts, Early Retirement
About 35,000 hourly workers at General Motors Corp. have taken buyout or early retirement offers, surpassing the company's expectations as it tries to cut costs by ...

26. 47,600 GM and Delphi workers accept buyouts and early retirement
General Motors announced Monday that 47,600 GM and Delphi workers have accepted buyouts and early retirement in the largest corporate downsizing in the history of ...

27. GM, Delphi Offer Buyouts, Early Retirement - CBS News
GM, Delphi Offer Buyouts, Early Retirement. DETROIT, Mar. 22, 2006 (AP) ... will be eligible for early-retirement incentives or buyouts of between $35, ...

28. Meridian Star - What to do if you're offered an early-retirement buyout
An early retirement can be an excellent opportunity or a ... What to do if you're offered an early-retirement buyout. Christmas Extravaganza. Religion News ...

29. wjz.com - 35,000 GM Workers Taking Buyouts, Early Retirement
About 35,000 hourly workers at General Motors Corp. have taken buyout or early retirement offers, surpassing the company's expectations as it tries to cut costs by ...

30. PostalReporter.com - POSTAL EARLY OUT RETIREMENT -APWU
Burrus Update: OPM Approves Early Retirement Rules ... New Buyout Rules On The Way-Buyout and early retirement rules will change ...

31. HomePage
The Emotional Side gives emotional support to those who have recently taken a buyout/early retirement and information about the emotions involved in the transition ...

32. Delphi offering buyouts, early retirement - Autos
DETROIT - Delphi Corp. will offer workers buyouts of up to $140,000 and other ... Retirement benefits for workers age 50 and above with at least 10 years of service. ...

33. Buyout success puts GM ahead of job-cutting schedule - USATODAY.com
About 35,000 hourly workers at General Motors have taken buyout or early retirement offers, surpassing the company's expectations as it tries to cut costs by paring ...

34. Posts tagged Early retirement at Autoblog
... also shed 33,600 union workers through buyouts and early retirement. ... we brought you details on those early retirement and buyout packages last week. ...

35. GM, Delphi, UAW set deal for troubled automaker to cut costs - Mar. 22 ...
... union leaders support the buyout and early retirement offers, they still have ... employees taking early retirement or the buyouts, GM will have to keep paying ...



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