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It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!




Title : The Automatic Millionaire: A Powerful One-Step Plan to Live and Finish Rich
Author : David Bach
Rating : 2 Stars out of 5.
Summary : Hmmm

This book would suit beginners in finance. It got confusing with amounts been shown in $ then £ and sometimes both. Would have appreciated it more if all amounts was converted to £ and not the mixture contained. Even the web site suggested for forecasting is in $. Two stars given for information contained for beginners.



Title : The New Golden Door to Retirement and Living in Costa Rica: A Guide to Inexpensive Living, Making Money and Finding Love in a Peaceful Tropical Paradise
Author : Christopher Howard
Rating : 5 Stars out of 5.
Summary : "This Books is my Right Hand"

This book is my Right Hand, as manager of the Residents Association of Costa Rica (ARCR), I have found that newcomers sometimes seem to know more about Costa Rica than people living here just because they read this excellent book.



Title : Retire Rich with a Property Pension
Author : Nicholas Braun
Rating : 5 Stars out of 5.
Summary : A fascinating read

If you're into property investment this book is absolutely critical reading. From April 2006 residential property will be an approved pension investment. This book does a good job of explaining why and how you should take advantage of this fantastic opportunity and save literally tens of thousands of pounds in tax.

There's also lots of info on the current commercial property sipps and all the other important pension changes that come into effect in 2006.

The author's has a good writing style and uses loads of examples throughout.

If you're into property investment or using property as an alternative to a traditional pension you'll find it a worthwhile read.



Title : The 401(k) Millionaire: How I Started with Nothing and Made a Million and You Can, Too
Author : Knute Iwaszko
Rating : 3 Stars out of 5.
Summary : Interesting, easy read but not relevant to UK

An interesting book with a very 'easy to read' style. However, the book is very much designed for savings and investments in the USA and is of LITTLE RELEVANCE to UK employees.



Title : A Peaceful Retirement
Author : Miss Read
Rating : 5 Stars out of 5.
Summary : A lovely and entertaining read, a book to get lost in.

Miss Read, again manages to captivate the feelings of those who to are approaching retirement; and also of those who aren't. Her characters are all someone you know in your own life. Always feeling that they could be so and so. I always felt as if I was included in the story, like I was a friend. I'm an avid reader of her books but it seems this is the last one? She puts such warmth and feeling into this book it spills out from every page. It is obvious that her friends are as devoted to her as she is to them whatever happens. The frequent requests of marriage from John Jenkins are bittersweet and has nearly succumb once or twice. Her lifelong friend Amy, trying so hard to matchmake over the years, tries not to let John Jenkins slip through Miss Reads' fingers but alas fails again. She gets great support from Henry Mawne, who has also been a suitor in the past but Miss Read also gently refused him. She looks forward to retirement with joy and some trepidation, however handles the situation very well. I hope there will be more stories from her in the not to distant future.



Title : Retire Rich with a Property Pension
Author : Nick Braun
Rating : 5 Stars out of 5.
Summary : Everything you need to know about A-Day

This was a really excellent and enjoyable read. Anyone interested in putting property into a pension from April 6 2006 should read it. All the 'A-Day' pension changes are explained very clearly with lots of examples.

Definitely the most interesting part of the book is where the author shows how someone investing inside a pension could end up with 140% more income than someone investing outside a pension.



1. The Pension Service - State Pension - Basic State Pension
Information on State Pension, formerly known as retirement pension, from The Pension Service, part of the Department for Work and Pensions, UK.

2. My Retirement Date - Active Members - Defined Benefit Schemes ...
... your pension age and Normal Retirement Date that you should be thinking about when it comes to retirement planning. ... Retirement Age or State Pension Age. ...

3. Understanding the basic State Pension : Directgov - Money, tax and benefits
Website of the UK government. Please note that this website has a UK government accesskeys system. ... Changes to the State Pension age ... Money in retirement ...

4. Retirement UK | state pensions | retirement benefits
The basic state pension will be paid in full if an individual has been credited ... in the UK that are dependent on state pensions at retirement age because they ...

5. State Pensions and Benefits - Financing Retirement (UK)
All state pensions and benefits should be applied for before, or as soon as state retirement age is due to ensure prompt payment and to confirm eligibility.

6. Continuing to Work After Retirement Age - Financing Retirement (UK)
... people than ever before are continuing to work after retirement age not just for the financial benefits but also to ease ... Retire someone before the state ...

7. Will the Retirement Age be Scrapped - Retirement Expert (UK)
... statutory retirement age and the main reasons behind that in addition to the legislation on age discrimination ... state pensions and it increases the ...

8. What Happens When I Reach State Retirement Age - Unilever UK Pension Fund
Welcome to the Unilever UK Pension Fund website. This website is for all members and potential members of the UUKPF. ... alter at State Retirement Age as the ...

9. Working part-time after you retire : Directgov - Money, tax and benefits
... the UK government. Please note that this website has a UK government ... Reaching State Pension age doesn't mean you have to give up work - paid or voluntary. ...

10. BBC NEWS | Business | Retirement age could rise to 70
... industry leaders are calling for the state retirement age to be raised and for pensions ... Derek, UK. Stop it! The closer I get to retirement age, the further ...

11. Planning your retirement income | Age Concern England
... information guide looks at your financial questions as you approach retirement age. ... state ... UK" where it is based" where it is regulated and what ...

12. State Benefits in Retirement - State Pensions - Prudential UK
Financial information on Prudential insurance products ranging from Home, Motor ... Most apply from age 60 or when you reach state retirement age. Open to everyone ...

13. Retirement Seminars and Information, Pre-Retirement Courses - UK
Offers information about tax, pensions, seminars, and benefits for people in the U.K. who are retiring or redundant. ... How is my State Pension affected if I ...

14. Retirement Age Change in 2020 | Article
14-FEB-06 - A rise in the state pension age will soon be "inevitable", according to work and pensions secretary John Hutton. He told the Work... | Free With Signup

15. BBC NEWS | Business | Average male retirement age rises
... government's plans to raise the state retirement age steadily in the next few decades. ... UK to suffer 'severe' recession. Beach-sex couple to be deported ...

16. financial a-z - state retirement age / SRA
state pension age. currently this is age 60 for women and 65 for men. ... age (NRA) the age at which employees holding a particular position normally retire ...

17. Top UK Pensions. Find info about best retirement pension savings plans
UK best pension plans, stakeholder pensions, SIPPs advice ,what are annuities, ... You can claim basic State Pension from State Pension age: currently 65 for men ...

18. Age Concern launches 'Heyday' to meet the needs of the modern retiree ...
Nearly 60 per cent of Boomers want to work beyond state pension age ... Age Concern is the leading charity in the UK concerned with ageing and older ...

19. UK National News - Retirement age to rise to 68
The state pension age is to rise to 68, under new pension proposals announced by ... UK News. 25 May 2006. Retirement age to rise to 68 ...

20. State retirement age should be 68, says report - Telegraph
The Pensions Commission has recommended the introduction of a universal state pension but said the state retirement age may have to increase to 68 to make this ...

21. Pension crisis - 30% cut in retirement income
Retirement age will rise as well for both public and private sector pension holders. ... Pension peril for retiring millions State pension age to go up to 68 What ...

22. Retirement rules challenged - Telegraph
Britain's retirement rules are facing a legal challenge in a ... An estimated 1.2 million people work in the UK beyond state pension age. Email this article ...

23. Scrap retirement age, says UK public
Scrap retirement age, says UK public: Management and Business News ... In the United States, he said, mandatory retirement ages have been outlawed ...

24. State Retirement Pension - Social Security Agency
State Retirement Pension is paid to customers who have reached state pension age ... the age of 60, when she reaches 60 she can claim State Retirement Pension or ...

25. UK National News - Retirement age should be raised to 70, says CBI
The retirement age should be raised to 70 if the government is to avoid a pensions crisis, the Confederation of ... a higher state pension and an ...

26. DWP - Services and benefits - Pensions and Retirement
State Pension Forecast [BR19] (this link takes you to The Pension ... The Over 50s section is relevant to people approaching pension age as well as pensioners. ...

27. 50connect : Time To Scrap Retirement Age
UK law allows employers to dismiss workers once they reach age 65. In September ... a million people are already working past state pension age," explains Lishman. ...

28. 68: the new state pension age - Pensions | UK pensions | Retirement ...
Central to the Pensions Bill are proposals to raise the state pension age to 68 by 2050. ... age would particularly affect the poorest people who rely most on ...

29. Fiscal effects of reforming the UK state pension system
model of retirement, the simulations show that increasing the state pension age leads ... expenditure from the state on those who retire before age 59. This is ...

30. SME Web - news, tips and information for small businesses in the UK ...
... (DWP), provides a range of information services to help working age peop... state pension information together, many employees review their retirement ...

31. Advisor Expects Retirement Age to Rise
... longevity among Britons makes the costs of the current state pensions ... asserted that the UK's major lenders must pass the interest rate on to consumers ...

32. Money | State pensions age may rise
In a paper entitled 'Raising State Pensions Age: Are We ready' the group ... of those people in the year before the current retirement age do any paid work. ...

33. Retirement age will rise to 68 | Money | guardian.co.uk
The state pension age is set to increase to 68 by 2050 with anyone aged less ... for every industrial nation, and that the UK could be among the first to find ...

34. State pension, state pensions, state retirement pension, UK state pension
UK State Pension. A state retirement pension is provided by the UK ... However a woman's state pension age will gradually increase to 65 between 2010 and 2020. ...

35. Retirement in the UK
state pension age, abolition of mandatory early retirement ages, tighter ... increases in the state pension age for women, to bring it in line with that of men. ...

36. Retirement Goals - Retirement Plans & Options - Prudential UK
Financial information on Prudential insurance products ranging from Home, Motor ... have a set pension age which is often the same as the state retirement age. ...

37. Fry Group - State Pension
The state pension does provide a very cost-effective means of saving for later years, but cannot, on its own, provide an adequate retirement fund.



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