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It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!




Title : The New Golden Door to Retirement and Living in Costa Rica: A Guide to Inexpensive Living, Making Money and Finding Love in a Peaceful Tropical Paradise
Author : Christopher Howard
Rating : 3 Stars out of 5.
Summary : Great Book!

Hi, I am working at ILISA Language Institute in Costa Rica, San Jose and I just want to say that this book helps our student a lot by giving them helpful tips or by arrange their own travel in Costa Rica. Thanks!



Title : First Days of Retirement: Devotions to Begin Your Best Years
Author : Mary Harwell Sayler
Rating : 5 Stars out of 5.
Summary : An excellent way to start out your retirement years!

I amazed how helpful this book has been as I have entered the next period of my life. As I look at the next ten or twenty years, I am looking for ways to build a new career of Ministry. Since I don't really believe Christians can "retire" in the normal sense, this devotional has been helpful to me as I search out God's call on my life. The author seems to be very sensitive to the process I am going through as I make this adjustment to a new way of life. The use of scripture, comments, prayer, thought-provoking themes, and journally all help create a powerful and balanced journey. The particular theme for each day has usually touched on very relevant issues, and encouraged me to think and pray as I move forward with my life.



Title : Rich Dad's Retire Young, Retire Rich: How to Get Rich Quickly and Stay Rich Forever! (Rich Dad)
Author : Robert T. Kiyosaki
Rating : 5 Stars out of 5.
Summary : More great ideas, more great context - huge value for money

This fourth book in the main series follows through the logical progression from 'taking care of your business' to retiring and doing what you want to do full time. Some people in the UK may find Robert Kiyosaki's American enthusiasm and repetitive writing style a bit hard to take - just stick with it and realise that making money is something that Americans do better then us! Others may say that you 'can't do those things here' - may I suggest to them that they need new advisors as I have not had any problems in implementing these ideas. I would read 'Rich Dad Poor Dad' and 'Cashflow Quadrant' before this book - could be a bit much at once otherwise.

The big gain from this, as with all the books, is the sense of challenge and attitude that comes across. Combined with the specific ideas for action and areas to think about Robert is able to lead you towards acheiving your financial goals, whatever they are.

Retiring before 45 is a dream that most us share, but few think is possible. I would rate these four books as being of equal value in helping me to be on track to reach this goal (despite having started at 31 years old), as my MBA. The MBA tells me how, Rich Dad helps me think of why, when and what.

The true value of these books is really demonstrated by their life expectancy on my book shelf at home. I have leant a number of copies of Rich Dad Poor Dad to friends and family, none of which have ever been returned! Since then my sister is now starting her own company and writing a book and friends have made some very profitable moves into property investment. None of these people, including myself, talked about such things before reading Robert's books.

Buy this book. Read it. then hide it and re-read it every few months - if you don't you will probably find that it disappears and those close to you start to have more money in their pockets!

A real delight.



Title : How to Enjoy Your Retirement: Activities from A to Z
Author : Tricia Wagner
Rating : 1 Stars out of 5.
Summary : Not relevant except in USA

Purchasers should be aware that this book only contains information relevant to those living in the USA.



Title : Sell Up and Sail: Taking the Ulysses Option (Sailmate S.)
Author : Bill Cooper
Rating : 4 Stars out of 5.
Summary : Very good - in parts.

My wife and I are the ideal audience for a book such as this - we are planning to do just what the title says: Sell up and sail.
We both found the writing to be witty and entertaining and certainly learned a good deal from the book. We both felt that the chapters written by Bill were excellent: the work of an experienced, knowledgeable and sensible man.

Unfortunately, we also agreed that the chapters written by Laurel were, at best, space fillers. We also had some trouble taking a lot of her 'advice' seriously. Certainly, to suggest that SEVEN saucepans are a minimum requirement onboard a sailing yacht seems nonsense: we have enjoyed many years of married life (with 3 children) and cannot ever remember needing (or even owning) seven saucepans.

Having said that, we believe that the book is worth the price: for Bill's input alone, and would recommend it to the discerning reader who is able to differentiate between the logic written by Bill and the more unrealistic 'advice' often offered by Laurel.



1. Minimum Retirement Age Will Be up to Firms | Article
I understand legislation is coming to stop people taking early retirement before... pension Minimum Retirement Age Firms Qi 50 June planning early retirement. ...

2. The Employers Forum on Age
... age in employment, ageism, demographics, age laws and regulations, retirement, ... New Age Legislation Could Spell End Of Workplace Benefits. 29/9/2006 ...

3. Age 2006 - Are You Ready? - Frequently Asked Questions
... age bands and minimum wage levels used in the national minimum wage legislation. ... The default retirement age will be set at 65 for men and women. ...

4. Discrimination - age - legal overview (V4919458762ed59.30253819)
... a default retirement age of 65, but introduce a new standard minimum procedure ... Many people believed that the age legislation would have a greater impact than ...

5. CIPD - Age and employment
introduces the basics of age discrimination legislation ... In 2011, the default retirement age will be reviewed by the Government to ...

6. My Retirement Date - Active Members - Defined Benefit Schemes ...
... pension age and Normal Retirement Date that you should be thinking about when it comes to retirement planning. ... your minimum and maximum pension age. ...

7. Prescribed registered Retirement Income Fund
Under pension legislation, your spouse is entitled to receive a guaranteed ... Using the age of the younger person will reduce the minimum required withdrawal. ...

8. The Practical Impact of the Age Discrimination Legislation: essential facts
the fixing of a minimum age to qualify for certain advantages linked to ... employee to continue working beyond any compulsory retirement age (at or over 65) ...

9. Hays Specialist RecruitmentAge Discrimination Legislation
... need to be aware of The Employment Equality (Age) Discrimination Regulations 2006 and its impact on the ... set a minimum retirement age of 65 (to ...

10. FRA | Reserve Retirement Age Change Proposed
... by Senator Saxby Chambliss (Ga.) to reduce the minimum Reserve retirement age... This FRA supported legislation is opposed by the Pentagon. ...

11. Newsletters (V492449111d95d4.59700697)
Statutory default retirement age. New shortage occupation list ... Changes to age legislation. Increase in the National Minimum Wage. Some interesting cases...

12. 40 ILCS 5/ Illinois Pension Code
My Legislation. Site Map. Bills & Resolutions. Compiled Statutes. Public Acts. Legislative Reports ... (c) Withdrawal prior to minimum retirement age. ...

13. Pension Legislation
SUMMARY OF MINIMUM REQUIREMENTS APPLICABLE UNDER PENSION LEGISLATION. Eligibility ... If member has reached early retirement age and it is permitted under the ...

14. FCIA Sponsored Disability Legislation
... been their minimum retirement age under the law enforcement retirement statutes. ... federal employees retirement system (FERS) for agents under age 62 and ...

15. CARELAW: The UK's healthcare, care home and employment law website ...
Age laws will mean a major shake up in retirement practices, statutory ... age bands and minimum wage levels used in the national minimum wage legislation. ...

16. Age Discrimination Checklist- Bell Lax Solicitors
Tips and the Minimum Wage - Proposals. Health and Safety ... Retirement Age. The legislation allows employers to have in place a compulsory retirement age of ...

17. UK Pension Facts from Pension Administration and Actuarial Company ...
... changes to pension legislation have changed the way we provide for our retirement. Pensions Made Simple by ... The Minimum Retirement Age Has Gone Up ...

18. fact sheet age discrimination
Age Discrimination Legislation Ageism Regulations ... a minimum/maximum length of experience as this disadvantages certain age groups ...

19. Printed in the UK on recycled paper with a minimum HMSO score of 75.
An example in the legislation is the fixing of a maximum age ... the age of 65 where it is a genuine retirement. Employers will be free to ...

20. CIPD - Equality and diversity: coming of age
Any legislation on age needs to take a holistic approach, ensuring that it ... there should be no default retirement age ... National Minimum Wage. Q5d. ...

21. End to fixed age for retirement - Yorkshire Post
... the compulsory retirement age, which will set a non-compulsory minimum age of 65? ... it will bring forward legislation to set a default retirement age of 65. ...

22. employment law newsletter
age discrimination. equal opportunities. legislation updates. equal pay. minimum wage ... retirement age if over 65) there is specific exemption allowing employers to ...

23. Welcome to Aged2Excel - Specialist in Job Recruitment. Getting you back ...
... age bands and minimum wage levels used in the national minimum wage legislation. ... The default retirement age will be set at 65 for men and women. ...

24. Legislation - Election Center
... have three retirement plans to choose from after a minimum of 20 years in ... Continues 60 as the minimum eligibility age for such retirees for health care ...

25. Age busters - The TAEN Guide to the Age Discrimination Regulations ...
National default Retirement age See Retirement. National minimum wage See Exemptions, Workplace. Pay and conditions See Workplace ...

26. M Institute: Empowering Medium Business - Age discrimination regulations
Following the adoption of the EU anti-discrimination Directive in 2000, the UK introduced legislation prohibiting discrimination on grounds of age. This CBI article ...

27. RETIREMENT AGE ACT
LEGISLATION HISTORY. COMPARATIVE TABLE. Short title. 1. ... Minimum retirement age. 4. ... Raising of minimum retirement age and wage reductions. 5. ...

28. Change in Maximum Age to Begin Required Minimum Distribution from ...
Change in Maximum Age to Begin Required Minimum Distribution from Retirement Accounts ... In 2003, Congress considered a piece of legislation (Portman-Cardin ...

29. Coming Of Age Partnership
Legislation. Work. Pensions / Retirement. Learning And Skills. Health And Wellbeing. Other ... The policy should set the minimum standard of behaviour expected of all ...

30. Age Discrimination Regulations
... within six months of, normal retirement age, the employer is exempt from ... a minimum legal age for a barman) that a person must be a certain age is ...

31. When is age discrimination lawful? | Age Concern England
... Minimum Wage is split into three different rates depending on the age of ... Pension benefit advice - retirement and pension benefits and advice ...

32. UCEA/ECU Age Discrimination Working Group Guidance Age Discrimination ...
Age Discrimination Legislation 2006. Guidance Note 6: Retirement, Pensions and Redundancy ... Using a minimum age for entitlement to benefits provided that ...

33. News - All British retirement age discrimination cases put on hold
Tax & Legislation. Employers could face jail under new fleet safety laws. 21st-Oct ... Minimum wage rises. 1st-Oct. Forced retirement legal. 1st-Oct ...

34. Age Discrimination Checklist- Pattinson Brewer
Retirement Age. The legislation allows employers to have in place a compulsory retirement age of ... Tips and the Minimum Wage - Proposals. Health and Safety ...

35. Care News | W & P Training Centre
Age laws will mean a major shake up in retirement practices, statutory ... age bands and minimum wage levels used in the national minimum wage legislation. ...

36. Age Retirement
Legislation. Contracts. Senate Order 8. Statement of expectations. Annual ... your intention is to retire at your minimum retiring age you may receive a ...



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