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It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!

Title : Social Security, Medicare, and Pensions: Get the Most Out of Your Retirement and Medical Benefits
Author : Joseph L. Matthews
Rating : 5 Stars out of 5.
Summary : Great summary of the Social Security system!

This happens to be the best all-around book concerning the difficult subject of Social Security that I have read. Understandable and very well written. The sections regarding disability are filled with just the info I needed to know.

Title : Bankroll Your Future: How to Get Most from Uncle Sam for Your Retirement Years - Social Security, Medicare and Much More
Author : Ellen Hoffman
Rating : 5 Stars out of 5.
Summary : Great Bargain!

Ellen Hoffman's new book is loaded with useful information -- all of it accessible and easy to understand. And for those of us who might be filing our taxes er...late, the appendix is terrific!

Title : Moving Mom and Dad!: Why, Where, How, and When to Help Your Parents Relocate (Revised)
Author : Sarah Morse
Rating : 4 Stars out of 5.
Summary : Easy to read and cope with the issue of a life-changing move

I am a professional that works in the healthcare world and found the knowledge presented by the authors to be quality. They know this area--seniors and the angst of moving from a home and habits of years. Reading this first and then making the choices will be a much easier path to take for many people. Our healthcare system is sometimes complex and confusing and to have a resource such as this can help clear things up. There were some excellent tools provided along with good advice. I enjoyed reading it and will keep it as a reference when my husband and I have to think about this for our own parents. I gave my mother the book for her birthday--she loved it!

Title : General Washington's Christmas Farewell: A Mount Vernon Homecoming, 1783
Author : Stanley Weintraub
Rating : 5 Stars out of 5.
Summary : It takes chaos to invent a new order

Let's start on a personal note: I was in Cuba in January 1959, when the brutal dictator Fulgencio Batista fled in the middle of the night and Fidel Castro began making his way across the country to Havana.

The Cuban celebrations of the collapse of tyranny and terror were much like the events described in this book, a continuing rum-fueled celebration that lasted days and days in a nation at last free after years of terror. Castro made a triumphal procession across the country as a godlike liberator, just as Washington was hailed as the greatest man of his times. It is nice to celebrate the end of a war -- think of George Bush strutting across the flight deck of an aircraft carrier, wearing a borrowed flight suit with the banner 'Mission Accomplished' in the background. But, freedom is much more; it generates an ecstasy that stirs every emotion the heart, not merely the limited glory of victory, but also an unbounded hope for a better and brighter future without fear, fright or futility.

Washington, with a knowledge and wisdom rare among revolutionary leaders, went back to his farm. The ultimate tribute came from King George III, who personally knew something about the temptations and dangers of power, when he said that if Washington actually did return to his farm "he will be the greatest man in the world."

Think of Cuba today had Castro retired to a little rancho and learned how to cut cane instead of crushing gusanos. In Haiti, Jean Bertrand Aristide should have gone back to the priesthood after he tossed out the Duvalier regime. The list of "liberators" who seize power and try to impose their own rules is almost universal; Washington patterned his retirement after the Roman hero Lucius Quinctius Cincinnatus "who, victorious, left the tented field, covered with honor, and withdrew from public life, to enjoy civium cum dignitate."

Unlike Cincinnatus, who was twice recalled from his farm to become dictator, Washington was recalled from his farm only to establish an enduring legacy of democracy. It is a rare quality. Weintraub describes those perilous times with painful detail.

Painful? It was a time of chaos in America, much to the satisfaction of the English who thought the independent colonies would collapse of internal confusion. Congress was even flakier then than now. A third of Americans were loyalists who had supported King George; Washington understood the power of reconciliation rather than the retribution of describing anyone who had not supported him as an enemy.

In 1783, Washington kept urging greater power for the central government. He could have become dictator and imposed his own regal solution; instead, he stepped back and let the people and Congress, however slow in their many imperfections, gradually work out the system that now exists. Everyone was slow to listen, waiting until 1787 to even begin writing a new Constitution. But, after trying all other solutions, they finally listened to Washington. The old boy may have had wooden (or ivory) teeth, but there was no wood between his ears.

Weintraub has written a masterful book outlining the chaos, confusion and cupidity of the time; explaining how from the primordial soup of American independence a resolute democracy emerged. This book helps explain the resolute independence of the American spirit, nicely summed up by a departing British officer, "These Americans are a curious, original people; they know how to govern themselves, but nobody else can govern them."

It was a wonderful tribute to an exceptional people, and this book nicely explains the mood of the times.

Title : Still Here: Embracing Aging, Changing and Dying
Author : Ram Dass
Rating : 5 Stars out of 5.
Summary : Fierce grace

I have been fortunate enough to meet Ram Dass on two occasions including a five day meditation retreat. This book distills the experiences of a lifetime of searching for spiritual meaning. It is probably not the best introduction to him, but it will help anyone facing their "midlife crisis" or having to deal with experiences that confront you with your mortality. Will you "flunk the test" when it is time to leave your body behind?
It's worth keeping an eye out for the DVD "Fierce Grace" (from USA)which is a fine 90 minute documentary with interviews with Ram Dass before and as he manages his life after his stroke - as well as some excellent historical footage from his life in the sixties.
Namaste.

Title : You'Ve Earned It, Don't Lose It: Mistakes You Can't Afford to Make When You Retire
Author : Suze Orman
Rating : 4 Stars out of 5.
Summary : Must read for anyone concerned with his/her estate.

Superbly written. Easy to read. Explains, in simple terms, trusts, investments, estate taxes, and things you MUST know as long before you approach retirment. Lays out some things you can't afford not to do. Best $10-$15 you ever spent. Could return payment in thousands.

Title : 100 Best Retirement Businesses
Author : Lisa A. Rogak
Rating : 4 Stars out of 5.
Summary : Now you're retired; let's go to work for fun and profit.

Are you retiring and want to start life over as a musician, a mystery writer, a candlemaker? Lisa Angowski Rogak, with David H. Bangs, Jr., has interviewed these and more to find out the pros and cons of being a clown, potter, herbalist, boatbuilder and ninety other some-odd retirement occupations, in 100 Best Retirement Businesses (Upstart, $15.95). All these people had a previous life, so they also have the perspective to see how difficult taking on a new, self-employed challenge might be.

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