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It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!




Title : Rich Dad's Prophecy
Author : Sharon L. Lechter
Rating : 2 Stars out of 5.
Summary : Massively dissappointing addition to an outstanding series

Robert Kiyosaki's "Rich Dad" series has become a seminal work for those seeking financial freedom and success. Following the guidance of his previous works I, my family and colleagues have made huge strides in increasing our net wealth and still consider the day that we read the first book to have been truly life changing.

This latest book, however, is a huge disappointment for anyone who is an experienced 'follower' of Kiyosaki. There is very little new and it appears that the series is becoming a cash cow for him to milk money out of in return for repeating previous material. The amount of content regarding the key topic (the financial impact of the change in the US population make up) is tiny and adds little to what is available free through simple internet searches. The tendency to use the text to advertise other "Rich Dad" products is increasingly annoying and adds to the feeling that the author is not really interested in adding value, except to his bank balance.

For newcomers to the series, though, the book could be useful as it combines topics from all of the previous four texts; a low cost way of getting the most for your money. I still reccomend the original "Rich Dad, Poor Dad" as an outstanding stand alone work (for its attitude alone). This new book would add to that nicely as a pair, saving the need to purchase the intermediate series or numerous attached products.

For those of us who have awaited Kiyosaki's output with anticipation, this is depressingly bad and verging on a deliberate rip off. Stick with the original and look for answers to the questions about the coming decade elsewhere.



Title : You'Ve Earned It, Don't Lose It: Mistakes You Can't Afford to Make When You Retire
Author : Suze Orman
Rating : 1 Stars out of 5.
Summary : The math is wrong

The time value of money analysis in this book does not take into account that money has time value and thus the results of the studies Orman presents are biased in the wrong direction. Also the rate of inflation of 5% is too high based on current and past values. This also biases the results. It is funny to see the results of her long term care insurance policy analysis. According to Orman, the insured pays in $1,255 each year for 30 years and alternately if they had not taked the policy get no credit for the compound growth rate this money would earn had not they taken the policy. It makes a huge different that was not considered Also there is a chart that shows a comparison of 5% simple and compound interest on an inflation rider. Certainly, inflation is not a simple interest growth rate. The data of Orman's table make no sense whatsoever and certainly have no bearing on the long term care policy decision.



Title : Moving Mom and Dad!: Why, Where, How, and When to Help Your Parents Relocate (Revised)
Author : Sarah Morse
Rating : 4 Stars out of 5.
Summary : Pragmatic approach also includes the emotional sub-text

This book is certainly a practical how-to manual on a subject, that would be all to easy to not consider. However, when the inevitable reality intrudes,this book allows you to begin to address an uncomfortable subject; in a very non-threatening, calm, and clear fasahion.While it is probably worth its purchase alone for its organizational approach and practical check lists. Its humor, warmth and a sense of the authors passion for thier subject matter made it for me, priceless.As an individual, who recalls only yesterday it seems, requesting the family car with some trepidation; hoping to cage a free tank of gas and not be given a curfew .The prospect of again asking for the keys, for an entirely diffrent reason was very disheartning. At least now I have some sense on how to approach these subjects with everyones dignity intact, and the continued respect of my parents. Additionaly, this book will have you consideringhow you will avoid all of these complications with your own family, when you become the subjects in the books title.



Title : The Golden Door to Retirement and Living in Costa Rica: A Guide to Inexpensive Living in a Peaceful Tropical Paradise
Author : Cristobal Howard
Rating : 3 Stars out of 5.
Summary : Great Book!

Hi, I am working at ILISA Language Institute in Costa Rica, San Jose and I just want to say that this book helps our student a lot by giving them helpful tips or by arrange their own travel in Costa Rica. Thanks!



1. Will the Retirement Age be Scrapped - Retirement Expert (UK)
The debates surrounding the current statutory retirement age and the main reasons behind that in addition to the legislation on age discrimination which was ...

2. BBC NEWS | Business | Setback in retirement age battle
... European Court of Justice, backed current UK rules - although the view is not binding. ... third of UK employers have a mandatory retirement age, but this ...

3. Saga Census
73% of people aged 50 to the current statutory retirement age will be working by 2020 ... be an additional 3.15m people aged 50 and over in the UK workforce ...

4. Blow to Employees as Retirement age Case Rejected | The Latest in UK ...
... rejected a challenge from Age Concern to the rights of employers to make people retire at 65. The Advocate-general, ... Justice, backed current rules however ...

5. Press releases - 63% INCREASE IN THE NUMBER OF PEOPLE WORKING PAST ...
· 73% of people aged 50 to the current statutory retirement age will be working by 2020 ... sample of 5,000 households in the UK, involving 10,000 individuals, on an ...

6. BBC NEWS | Business | Average male retirement age rises
UK Version. International Version. About the versions ... view the content of this page in your current browser, you will not be able to ...

7. Retirement Seminars and Information, Pre-Retirement Courses - UK
Offers information about tax, pensions, seminars, and benefits for people in the U.K. who are retiring or redundant. ... You will find current rates of benefit, ...

8. Age Retirement
Location: PCSPS(NI) Home > Leaving > Age Retirement. Information for current members ... you can draw your partnership pension at any time between the ages of ...

9. UK National News - Setback To Retirement Age Challenge
... by campaigners for age equality to banish the compulsory retirement age in the UK. An Advocate-General at ... in Luxembourg backed current UK rules ...

10. Housing choices in retirement | Age Concern England
... of the cash tied up in your current property can be appealing. ... Retiring abroad - What to consider if you are planning to leave the UK. Back to Index ...

11. The Pension Service - State Pension - State Pension forecast
Information on State Pension, formerly known as retirement pension, from The Pension Service, part of the Department for Work and Pensions, UK.

12. Retirement UK | employer pensions | operating pension schemes
... including the type of scheme approval, setting the members retirement age, the scheme funding requirements, ending ... age based on the current ...

13. Age
By the end of 2006, in the UK, half of everyone aged 16 or over will be over 50. ... Remove the current age limit for unfair dismissal and redundancy rights. ...

14. My Retirement Date - Active Members - Defined Benefit Schemes ...
... your pension age and Normal Retirement Date that you should be thinking about when it comes to retirement planning. ... current normal minimum pension age ...

15. Changes to your Retirement Age
current chosen retirement age. It is important that you start thinking ... invested in with-profits will be switched. at your current chosen retirement age to ...

16. Good practice - Retirement - Age Positive
... staff involved in managing retirement are aware of current regulations and of ... Retirement. There is no official retirement age in the UK. ...

17. Planning your retirement income | Age Concern England
If you do not want or are not able to continue in your current job" think about other options. ... UK" where it is based" where it is regulated and what cover ...

18. The Employers Forum on Age
... (ECJ) considering the future of retirement in the UK in light of the Heyday challenge. ... current rationale for continuing to enforce a default retirement ...

19. Advisor Expects Retirement Age to Rise
... of the question for the majority of households in the current financial climate. ... asserted that the UK's major lenders must pass the interest rate on to ...

20. IFAonline.co.uk - Under-30s want early retirement despite pension age ...
... possibility of an increase in the state retirement age to 68 by 2050. ... may have to work past current retirement age to secure a satisfactory pension. ...

21. Sean McAllister Meets Malcolm Wilcox, Co-Founder of... | Article
08-JUN-07 - TOM: LANGUEDOC WINES ARE DAD'S PASSION I WAS NEVER PUSHED INTO THE FAMILY BUSINESS BUT I could tell from an early age that this was the... | Free With Signup

22. Retirement age stays at 60 for current NHS doctors, UK
Doctors currently in the NHS Pension Scheme, along with all other current scheme members, will be able to retire at 60* and will be unaffected by the government's ...

23. Retirement age confusion - Telegraph
... to the default retirement age in the UK has not been thrown out by the European Court. ... As such, the current UK law will stand only if it is deemed 'justified' ...

24. Industry News | Setback in retirement age battle | Driving Jobs
Setback in retirement age battle | A challenge to the right of ... European Court of Justice, backed current UK rules - although the decision is not binding. ...

25. Ministers to abolish fixed national age of retirement - UK Politics, UK ...
The national retirement age, fixed at 65 for men, is to be abolished, with ... their state pensions, which is allowed under current law up to the age of 75. ...

26. Social Security (United States) - Wikipedia, the free encyclopedia
Provides information on Social Security in the United States, its retirement and disability programmes and benefits. Website offers details of Social Security ...

27. Just the facts about your retirement options
changes in the law. You should check the current position before you take any action. ... UK show that life expectancy for. people aged 65 in 2007 will be: ...

28. Setback in retirement age battle - Follett Stock (Business Solicitors ...
... Court challenge we reported in our last bulletin to the right of employers to make people retire at 65 has been ... backed current UK rules - although ...

29. Age
Coming from elsewhere in the UK. International. Parents' & HE Advisers' Guides. How to Apply ... remove the current age limit for unfair dismissal and ...

30. Blow to forced retirement challenge - interactive investor
... court adviser, who has rejected a challenge to current employer retirement rules. Age Concern has been leading a challenge to UK laws, which currently permits ...

31. Retirement Goals - Retirement Plans & Options - Prudential UK
... products ranging from Home, Motor & Travel insurance policies. Protect yourself from the unexpected events in life and ... If your current plans don't put you ... Changing your retirement age ...

32. Pension age to increase beyond 67 - Pensions | UK pensions | Retirement ...
In an attempt to address the current inequality of pension income, the ... that further, steeper, rises in the retirement age will be needed long before 2050. ...

33. ONE IN THREE BABY BOOMER* HOMEOWNERS SET TO REACH RETIREMENT AGE STILL ...
... taking them to, or even well beyond, the current state retirement age of 65. ... (44%) of mortgage holders in the UK sought independent advice when ...

34. A look at pensions plans worldwide - World Politics, World - The ...
UNITED STATES. Retirement age is now 65.5 and ... Current retirement age is 60 for men, 55 for women. ... 5 How US plotted to get UK's most wanted terrorist ...

35. Hey day case faces major setback
Find the latest Uk diversity News and views. ... current UK mandatory retirement at age 65 conflicted with the EU's Equal treatment directive. ...

36. IFAonline.co.uk - IP term 'must extend in line with retirement age ...
IP term 'must extend in line with retirement age' Tuesday 30th May 2006: 10:00 ... an increase in premiums, as Milburn points out current policies assume consumers ...

37. Metcalfes Solicitors - Default retirement age set for retirement?
Bristol based solicitors providing commercial and private client legal services across the UK. Specialising in Clinical Negligence, Commercial Litigation, ...

38. Policies & Procedures
... age limits in the statutory redundancy scheme, but leave the current age-banded ... 1. Retirement at age 65 (or in the following September if applicable) ...



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