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It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!




Title : How to Retire Rich
Author : James O'Shaughnessey
Rating : 5 Stars out of 5.
Summary : Illuminating!!!

A must read for anyone who cares about their financial future. The cloud of confusion that shrouds Wall Street has been blown away. Finally, a simple, easy to understand investment guide that gives actionable advice. Forget about the 5,000 mutual funds that consistently underperform the market. Forget about this year's genius or this year's hot fund. Follow a discipline and stick to it through thick or thin. Thanks, O'Shaughnessy. This book summarizes everything I've learned about investing over the years, but, of course, not yet acted upon. That will change. ----Three things to count in life: death, taxes, and dismal stock market returns without an invesment strategy!----



Title : Roth to Riches: The Ordinary to Roth Ira Handbook
Author : John D. Bledsoe
Rating : 5 Stars out of 5.
Summary : Informative and Easy to Understand!!!

Roth to Riches is a must read for anyone who has ever considered or currently owns an IRA. Written in plain, understandable English (my native tongue), Mr. Bledsoe demonstrates the advantages and disadvantages of both the ordinary and the Roth IRA's. In this book, unlike other books that are also written in my native tongue but which make me wonder if English is in fact my native tongue, Mr. Bledsoe displays a unique ability to explain technical tax and financial planning concepts with candor and clarity. This book is interesting, informative and easy to understand. A bargain at this price. Thanks for the insights.



Title : Your Retirement Masterplan: How to Ensure You Have a Fufilling and Enjoyable Third Age
Author : Jim Green
Rating : 5 Stars out of 5.
Summary : Such a Detailed Guide!

I finished reading this book at 4am this morning and felt I had to write and say thank you for such a detailed guide to retirement. I shall read the book again and recommend it to my friends.



Title : You've Earned It, Don't Lose It: Mistakes You Can't Afford to Make When You Retire
Author : Suze Orman
Rating : 5 Stars out of 5.
Summary : Every woman's book on pitfalls in planning: Read this FIRST!

I grabbed this book on impulse, knowing that I have a bad track record with money management subjects. I thought it would be laying around gathering dust for awhile...

Was I surprised when I started reading the first page and then plowed right through it in 1-1/2 nights! So easy to read and understand. (The Wall St. Journal series, with all their glitzy colored pictures couldn't do what Suze did with her real-life stories as examples.) Maybe it's the woman's touch, but she got through to me. The whole picture of retirement issues and planning became clear.

I highly recommend this as a first book for financial planning -- it's NOT JUST ABOUT RETIREMENT, it's more about protecting women by arming them with vital information... every woman should READ THIS BOOK BEFORE MAKING ANOTHER DECISION involving money (or before someone makes one for her).



Title : The New Golden Door To Retirement And Living In Costa Rica: A Guide to Inexpensive Living, Making Money and Finding Love in a Peaceful Tropical Paradise (New Golden Door to Retirement and Living in Costa Rica)
Author : Christopher Howard
Rating : 5 Stars out of 5.
Summary : "This Books is my Right Hand"

This book is my Right Hand, as manager of the Residents Association of Costa Rica (ARCR), I have found that newcomers sometimes seem to know more about Costa Rica than people living here just because they read this excellent book.



Title : If You're Clueless About Retirement and Want to Know More
Author : F.X. Nine
Rating : 4 Stars out of 5.
Summary : Great for the beginer

A book geared toward younger adults thinking about beginning a retirement plan. Understandable information to help someone get started saving for their future.



1. The Namibia Economist - Tax Relief for South African Retirement Annuity ...
Sometime ago I penned a series of articles on retirement annuity fund policies. ... A South African retirement annuity policy is generally accepted to fall within ...

2. Tax Relief for South African Retirement Annuity Policie
ago I penned a series of articles on retirement annuity fund policies. Amongst ... now on if the maturity proceeds of a South African retirement annuity policy is ...

3. South African Revenue Service - Retirement Fund: General Notes
... 2007 Purchase of annuities and transfer to retirement annuity fund at retirement ... from South African pension and provident funds to Namibian retirement funds ...

4. South African Revenue Service - Retirement Fund Practice Note RF 1/96 ...
Retirement Fund Practice Note RF 1/96 (Calculation of flexible annuity benefits) ... (b)(ii) of the definition of "retirement annuity fund" in section 1 of the Income ...

5. Legalbrief - AGB Sherwood and another v South African Retirement ...
Legalbrief - a daily alert of important legal news ... AGB Sherwood and another v South African Retirement Annuity Fund and another ...

6. Moneyweb - Financial - Retirement Annuity Funds vs Preservation Funds
... a retirement annuity fund (third type of pension fund in South Africa) to ... South African Revenue Service (Sars) as well as the Registrar of Pension Funds. ...

7. RETIREMENT ANNUITY FUND APPLICATION FORM
Retirement Annuity Fund Application Form 003 / June 08 ... Pension Funds Act, No. 24 of 1956, and approved by the South African Revenue Service. ...

8. Old Mutual - Retirement Annuity Transfer
... members of the South African Retirement Annuity Fund (SARAF), underwritten by ... Funds Act, the Trustees of the South African Retirement Annuity Fund (SARAF) ...

9. RETIREMENT FUND REFORM a discussion paper
The South African retirement fund industry has been heavily influenced by a racially ... retirement funds (pillar 2), and retirement annuity funds, collective ...

10. The South African Savings Institute
Similar to a pension fund, a retirement annuity compels members to take at least ... On retirement from a retirement fund a compulsory annuity / pension is spawned. ...

11. South African Income Tax
Downloadable Forms from the South African Revenue Service: ... NITS - New Pension, Provident and Retirement Annuity Fund Directive Application Forms ...

12. SAFE - South African Financial Empowerment Ltd
... long last access their retirement funds, below the previously prevailing ... simply "forgotten" about their various South African retirement annuity policies. ...

13. iafrica.com | mymoney | retirement Cashing in
... abroad? Can you cash in your SA retirement annuity and how would it be taxed? ... your fund will insist on paying the benefit into a South African bank account ...

14. News - South Africa: New plan to make SA retirement sweeter
'Every working South African will have a liveable pension at retirement' ... fund or to an occupational fund or a retirement annuity provided by the ...

15. Guide on the Taxation of Lump Sum Benefits: Draft
by the fund from a registered South African long-term insurer. iv) More information ... As discussed in Part 1, a member of a pension or a retirement annuity fund ...

16. Cape Town Accommodation Travel Guide - South Africa Tourism - South ...
South African Immigration Services - Immigration to South Africa ... of R 20 000 from a pension, an irrevocable annuity or retirement account; or ...

17. Tax Consulting South Africa
... provide a portal for South African individual and employee tax ... Retirement Annuity. Contributions to an approved South African retirement annuity fund: ...

18. Insurance Gateway - Retirement - South African Insurance Crime Bureau ...
... portal providing a gateway to the retirement insurance industry of South Africa. ... Provident Funds. Publications. Regulatory Authorities. Retirement Annuities ...

19. Personal Finance - A sad day for the South African consumer
... the complaint because a retirement annuity fund member could not frame her complaint properly. ... South African homes, does not give a hoot about ...

20. iafrica.com | mymoney | ask the experts SARS around the world
... to a South African pension preservation fund or a retirement annuity fund, meaning the accumulated benefit will be in a retirement fund based in South Africa. ...

21. Latest Insurance News
AIG South African Continues Normal Operations. SA Companies Welcome Namibia Pension Fund Changes ... Consumers Feel Communication Lacking from Retirement Funds ...

22. Global Tax Navigator: going to South Africa: HSBC Bank International Ltd
Tax information and advice designed for those moving to South Africa. ... Contributions to South African pension funds. Retirement annuity fund contributions ...

23. Retirement Annuity or RA
A retirement annuity/plan or pension fund is an arrangement to provide you with ... African Economic Research & Analysis. Business in Africa. Opinion & Analysis ...

24. South African Temporary Residence Permits
Confirmation of the available funds to cover accommodation, living and ... or an irrevocable retirement annuity or retirement account to the equivalent amount; ...

25. Project 112: Sharing of Pension benefits
... to you in terms of section 7(1) of the South African Law Commission ... a retirement annuity, the total of the member's contributions to the fund as at the ...

26. Lew Geffen Sotheby's International Realty - South African property
... of either a pension, retirement annuity or retirement account with a minimum ... is the sum introduced into South Africa to fund the purchase of a property, i. ...

27. SA TAX SUMMARY 1. Tax year The South African tax year runs from 1 March ...
Pension fund and retirement annuity contributions ... contribute to a South African pension or retirement-annuity fund while you were in ...

28. allAfrica.com: South Africa: The Start of a New Retirement Regimen
allAfrica: African news and information for a global audience ... retirement annuity fund prior to age 55 if the member's interest in the fund is less than R7000. ...

29. Oasis
... retirement funds are managed in accordance with the South African prudential ... On the Crescent Retirement Annuity Fund, Oasis has designed the fee structure in ...

30. South African High Commission :: Consular Section: Visas & Work Permits ::
... or onward ticket or proof sufficient funds, or lodge a cash deposit of ... to a pension or an annuity or retirement account which will give such foreigner ...

31. CASE NO
South African Mutual Life Assurance Society Pension Fund (the first respondent) ... a transfer of his benefits to a pension or retirement annuity fund of his choice. ...

32. IMMIGRATION ACT
the contribution of foreigners in the South African labour market does not ... (a) the right to a pension or an irrevocable annuity or retirement account which ...

33. Today's Trustee - September/October 2007 issue
... to address some particular South African characteristics for optimal success. ... sector holds the view that retirement fund administration is not profitable on ...

34. FUNDS FOR THE PRESERVATION OF THE RETIREMENT INTERESTS OF EMPLOYEES
... of the translocation benefit paid into an approved retirement annuity fund ... ISSUED BY THE SOUTH AFRICAN REVENUE SERVICE. 1 May 2000 ...

35. Today's Trustee, International Investing : Charity begins at Home ...
South African retirement-fund trustees are particularly well positioned to ... Five percent of South African retirement-fund portfolios can now be invested ...

36. Insurance Gateway - Retirement - Press Room
The South African Insurance Crime Bureau (SAICB) was officially launched at a breakf... Pension funds, retirement annuities, preservation funds, living annuities. ...

37. Essential Finance Tools
Funds. Portfolios. Savings. Tools. Advisers. Trusts. Wills. Lifestyles. Corporate ... The retirement planner allows you to set a target amount, enter a monthly ...



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