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It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!

Title : The Last Chronicle of Fairacre: "Changes at Fairacre", "Farewell to Fairacre", "Peaceful Retirement"
Author : Miss" "Read
Rating : 5 Stars out of 5.
Summary : Much-loved series reaches finale

Miss Read has written over 40 titles, with this handsome omnibus edition collecting her last three Fairacre stories.

"Changes at Fairacre", charts the heroine's relationship with her predecessor at the village school, Miss Clare. "Farewell to Fairacre" covers her decision to retire and the final tome shows how Miss Read copes with her new-found life of leisure.

In an afterword, the author says she is laying down her pen "with a thankful heart". It is all the more surprising therefore that these final tales show no sign of staleness. In particular, "A Peaceful Retirement" is quite playful in tone as Miss Read copes valiantly with a series of unlooked-for marriage proposals.

Given that the school year is so regular the author manages to describe events such as Christmas celebrations and harvest festivals with no sense of repetition, and as ever captures the tensions between town and country living, children's and adult worlds and men and women beautifully.

With "Last Chronicle of Fairacre", Dora Saint, the real-life Miss Read, can take her own retirement from authorship knowing that she has served her readers well.

Title : Basic Investing Guide for the New Investor: Start Investing for Your Retirement with as Little as $50 Per Month
Author : Alfred V. Scillitani
Rating : 5 Stars out of 5.
Summary : Overcoming Important Misconceptions of Young Investors

This book is aimed at the young person who will be starting a first full-time job in the next year. I have graded it for its appropriateness for that audience.

Stock investing is treated now in families like sex education was conducted in the fifties. People try to avoid any reference to this delicate subject.

As a parent, you can spend over $100,000 to send your child to a private college or $50,000 for a public one. In neither place will your child pick up the basic information to make her or him financially literate about doing long-term stock investing.

Or your child may not go to or finish college, and potentially have less income as a result. Investing becomes even more important in this situation.

What's worse, regardless of what educational or vocational route these capable young people take, they will have picked up misconceptions that will discourage him or her from getting started. This book can remedy that problem, by helping your daughter or son (or grandson or granddaughter) realize that they should begin investing as soon as they have enough income to save some ($50 or so) money every month.

If you are a young person just starting your career, chances are that you are handicapped by lack of information, and misconceptions about what you should be doing. Ordering this book today is a simple, effective step towards overcoming that situation.

This book effectively addresses these misconceptions:

(1) It doesn't matter much when you start (Actually, starting young is the biggest advantage any investor has)

(2) You need thousands of dollars to get started (Some investments can be started with $25, and putting in small amounts regularly makes you more money than larger amounts less often)

(3) It's too complicated for a young person to understand (Most of what you need to know is covered in less than 50 pages in this book, with not that many words on a page. If you can pass algebra and high school English, you will have no trouble with this material.)

(4) It takes too much time to get started (You should be able to take the right steps after spending less than 15 hours over a period of two months or so.)

But taking action counts for a lot in investments (as in other areas). So I suggest that you be sure the young adults in your family know this information. You can get a copy and teach them yourself, or you can simply give each person their own. Ask them what they have done about the information from time to time, and praise any actions they take to get information, start saving, or begin investing.

If you are a young person, every month you delay starting investing is costing you hundreds of dollars over your lifetime. Can you afford to waste that much money?

I think this book will make the most sense if read after Rich Dad, Poor Dad. After reading this book, I suggest that John Bogle's Common Sense About Mutual Funds be read to deepen and widen the interest that Basic Investing Guide for the New Investor will stimulate. If you already feel motivated to invest and do not have the misconceptions I mentioned above, you may already be ready for Bogle.

May your money and your children's money be saved and invested in ways to create much financial security for your children and grandchildren!

As a parent, consider that giving this book is a lot cheaper than providing any other form of education, or providing on-going financial security for the next two generations. It's a great investment for you, as well.

As a young person, consider that investing your money well is a lot less work than taking on a second job for most of your life to increase your income. This is important to creating time and balance in your life to enjoy your family and relationships.

Get started as soon as possible!

Title : First Days of Retirement: Devotions to Begin Your Best Years
Author : Mary Harwell Sayler
Rating : 5 Stars out of 5.
Summary : An excellent way to start out your retirement years!

I amazed how helpful this book has been as I have entered the next period of my life. As I look at the next ten or twenty years, I am looking for ways to build a new career of Ministry. Since I don't really believe Christians can "retire" in the normal sense, this devotional has been helpful to me as I search out God's call on my life. The author seems to be very sensitive to the process I am going through as I make this adjustment to a new way of life. The use of scripture, comments, prayer, thought-provoking themes, and journally all help create a powerful and balanced journey. The particular theme for each day has usually touched on very relevant issues, and encouraged me to think and pray as I move forward with my life.

Title : Mrs. Ted Bliss
Author : Stanley Elkin
Rating : 1 Stars out of 5.
Summary : Skip this one

This is the first book we read for our book club and only three people made it all the way through. Most people gave up after the first chapter. I read the story and found it to be extremely boring and found the synopsis on the back of the cover to be very deceiving. I expected Dorothy to become an exciting person who would be involved in exciting adventures, instead the story dragged on until the climax - the tornado at which point I had given up all hope of redemption for the book.

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