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It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!

Title : General Washington's Christmas Farewell: A Mount Vernon Homecoming, 1783
Author : Stanley Weintraub
Rating : 5 Stars out of 5.
Summary : It takes chaos to invent a new order

Let's start on a personal note: I was in Cuba in January 1959, when the brutal dictator Fulgencio Batista fled in the middle of the night and Fidel Castro began making his way across the country to Havana.

The Cuban celebrations of the collapse of tyranny and terror were much like the events described in this book, a continuing rum-fueled celebration that lasted days and days in a nation at last free after years of terror. Castro made a triumphal procession across the country as a godlike liberator, just as Washington was hailed as the greatest man of his times. It is nice to celebrate the end of a war -- think of George Bush strutting across the flight deck of an aircraft carrier, wearing a borrowed flight suit with the banner 'Mission Accomplished' in the background. But, freedom is much more; it generates an ecstasy that stirs every emotion the heart, not merely the limited glory of victory, but also an unbounded hope for a better and brighter future without fear, fright or futility.

Washington, with a knowledge and wisdom rare among revolutionary leaders, went back to his farm. The ultimate tribute came from King George III, who personally knew something about the temptations and dangers of power, when he said that if Washington actually did return to his farm "he will be the greatest man in the world."

Think of Cuba today had Castro retired to a little rancho and learned how to cut cane instead of crushing gusanos. In Haiti, Jean Bertrand Aristide should have gone back to the priesthood after he tossed out the Duvalier regime. The list of "liberators" who seize power and try to impose their own rules is almost universal; Washington patterned his retirement after the Roman hero Lucius Quinctius Cincinnatus "who, victorious, left the tented field, covered with honor, and withdrew from public life, to enjoy civium cum dignitate."

Unlike Cincinnatus, who was twice recalled from his farm to become dictator, Washington was recalled from his farm only to establish an enduring legacy of democracy. It is a rare quality. Weintraub describes those perilous times with painful detail.

Painful? It was a time of chaos in America, much to the satisfaction of the English who thought the independent colonies would collapse of internal confusion. Congress was even flakier then than now. A third of Americans were loyalists who had supported King George; Washington understood the power of reconciliation rather than the retribution of describing anyone who had not supported him as an enemy.

In 1783, Washington kept urging greater power for the central government. He could have become dictator and imposed his own regal solution; instead, he stepped back and let the people and Congress, however slow in their many imperfections, gradually work out the system that now exists. Everyone was slow to listen, waiting until 1787 to even begin writing a new Constitution. But, after trying all other solutions, they finally listened to Washington. The old boy may have had wooden (or ivory) teeth, but there was no wood between his ears.

Weintraub has written a masterful book outlining the chaos, confusion and cupidity of the time; explaining how from the primordial soup of American independence a resolute democracy emerged. This book helps explain the resolute independence of the American spirit, nicely summed up by a departing British officer, "These Americans are a curious, original people; they know how to govern themselves, but nobody else can govern them."

It was a wonderful tribute to an exceptional people, and this book nicely explains the mood of the times.

Title : Sell Up and Sail: Taking the Ulysses Option (Sailmate S.)
Author : Bill Cooper
Rating : 2 Stars out of 5.
Summary : Cruising aboard a small liner

A good read, with a little helpful advice. However, I can't imagine anyone wanting to follow the Coopers example by cruising in a 25metre plus barge complete with bath, saloon fitted out like a gentleman's club and small car on the foredeck.

Bill has some amusing insights but does use this book to put forward his rather Victorian attitudes to 'Johnny Foreigner' and, his particular pet hate, 'Greens', which seems to cover anyone with even a passing interest in the conservation of the planet.
Some of the advice is poorly thought out, for example 'Avoid accidents needing blood transfusions'!

Title : Life Begins at Fifty: A Handbook for Creative Retirement Planning
Author : Leonard J. Hansen
Rating : 5 Stars out of 5.
Summary : A valuable, user-friendly tool for constructing one's life.

As my own writing sometimes includes advice columns, an editor recommended I read "Life Begins at Fifty" as a primer on how to make a wide range of sometimes complex topics easily accessible for the lay reader. It proved an excellent direction. Mr. Hansen has obviously covered the waterfront for a long time, and the breadth of his knowledge and the manner in which he integrates and conveys his subjects provides a stark contrast to most of the platitudes and off the shelf advice readers are subjected to. My spry 82 year old mother found the book a fascination and said that if she'd had access to it decades ago it would have significantly influenced and changed a number of her decisions. I know the book will prove an interesting tool for me, as it prods me toward topics I know I should be thinking about but keep putting off. One of the most evident virtues of the book is that Mr. Hansen never seems to be fighting a rearguard action as Father Time starts piling on, but instead clearly views the last half of life as when things really get interesting, a viewpoint readers of his book are likely to embrace.

Title : Celebration
Author : Harry Crews
Rating : 5 Stars out of 5.
Summary : Not for the faint of heart

As someone else noted, this probably isn't the best introduction to Crews' work for the uninitiated and the faint of heart. But for hardcore Crews readers and others who can look the human beast in the face without flinching, this is some of his best work, and indeed some of the best work being done in contemporary fiction.

If you need the status quo definition of Justice and Beauty to get to sleep at night, don't read this book. But if you can't turn away from the dark spectacle of the raw human heart, this is for you.

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