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flat in retirement stoke

Online flat in retirement stoke resources and information

It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!




Title : How to Retire Rich: Time-Tested Strategies to Beat the Market and Retire in Style
Author : James P. O'Shaughnessy
Rating : 2 Stars out of 5.
Summary : Reasonable runaways - Best way to lose big monies!

Mr. O'Shaughnessy outlines several of his investment strategies and in particular his "reasonable runaways". If you look at his numbers AND factor in costs of establishing a similar group of stocks (something he neglects to do)the SP 500 is the clear winner.

A VERY IMPORTANT piece of investing advice that Mr. O'Shaughnessy advises against is the use of stop-limit orders in his portfolios. By neglecting to use this very important investment tool, you open yourself up to huge losses in the very questionable turnaround stocks that have just been run up in price. Most of these WILL go down and many they will go down big and not recover. Take the advise of someone that has been watching (and burned very badly) by taking his advice and not using stop-limit prices, USE THEM IF YOU EMPLOY THIS VERY RISKY STRATEGIE!!!

If you look at ANY of his mutual funds, you will clearly see that the performance of all of his funds badly trails the SP 500. His expense ratios are also out of line to the high side, something that he warns against in this book.

The three pieces of advice that are of any value in the entire book are to establish a plan, stick to it, and, if 87% (or so) of mutual funds (including his) do not match the performance of the SP 500, why are you investing in anything other than the SP 500?

Good luck to all!!!



Title : Sell Up and Sail: Taking the Ulysses Option (Sailmate S.)
Author : Bill Cooper
Rating : 5 Stars out of 5.
Summary : A complete must for the dreamer or realist!!

I gave this as a gift to an experienced sailing couple who want to sell up and sail. It is their complete dream and the book takes them through the reality - step by step!

I've been told it covers every aspect of sailing and would be a bible for the serious planner -

.... and hopefully will be enough to fuel the fire as they are the in-laws and I want them to sail off and take the kids with them!!!

(I'll let you know .....!)



Title : The Joy of Not Working: A Book for the Retired, Unemployed, and Overworked
Author : Ernie J. Zelinski
Rating : 5 Stars out of 5.
Summary : Amusing, wise, easy to dip into informative book.

For anyone driven to work hard due to overconditioning in the work ethic this book is a must. The Chapter "Life Of O'Rielly" emphasises the stresses of modern life and how, with a different atttitude these can be avoided. For those about to retire this book is a must, however it is a good read for anyone in work who wants to alter their lifestyle. Zalinsky writes infomatively on many subjects, from using one's brain creatively to avoiding negative people. This book does not advocate idleness instead it gives pointers to enjoying life. The author discovered the joy of not working when he lost his job. After a period of despondancy, he discovered that a more liesurly pace of life has much to offer and a lot of money is not always necessary.



Title : Murder in Retirement: A Laura Michaels Mystery
Author : John Miles
Rating : 2 Stars out of 5.
Summary : Amusing but not riveting; too "cutesy."

Murder in Retirement was amusing but not really spell-binding. The author went a little "over-the-top" on many of the characters (the actors, Maude, etc.) in that they were stereotypes of stereotypes, not well-developed individuals. The plot was satisfactory, but some loose ends did not get tied up at the end and the final wrap-up was much longer than necessary. He could focus more on the elaboration of the main characters, Laura and Aaron. An o.k. escapist read.



Title : Retire Rich: The Baby Boomer's Guide to a Secure Future
Author : Bambi Holzer
Rating : 5 Stars out of 5.
Summary : This book rates 10 stars!

I have always been intimidated by the language, numbers, and ins-and-outs of investing and retirement planning. The literature I have read in the past was always too technical and assumed I knew things I didn't. Well, for me, Retire Rich... could have been titled: Everything You Always Wanted to Know about Successfully Planning for Retirement But Were Afraid to Ask. This book provided me with in-depth, intelligent information that I have wanted and needed to help me make plans for my future in a very clear, non-threatening, easy-to-read style. I have gained so much knowledge and confidence from it! I plan to give copies of this book to my 30/40/50Something friends and family! Many thanks and cheers to the authors of this timely and informative book!



Title : Wall Street on a Shoestring: Financial Success for Just Five Dollars a Day
Author : Clare La Plante
Rating : 5 Stars out of 5.
Summary : Wonderful book full of great common-sense advice

Ms. La Plante has taken a complex subject and explained it in such a simple and concise way. And she has included wonderful, common-sense advice. The first two chapters alone were worth the price. What a great concept, too. Most of us would never miss the $5.00 a day! Highly recommended!



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