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It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!




Title : You've Earned It, Don't Lose It: Mistakes You Can't Afford to Make When You Retire
Author : Suze Orman
Rating : 4 Stars out of 5.
Summary : Excellent book

People spend their entire lifetimes working to amass wealth, but forget about protecting it. I bump into people every day who still think a will is enough---ENT! I also recommend Financial Self Defense and More Wealth without Risk by Givens. Suze's book is newer, but Givens offers techniques that work well with the information in this book.



Title : Last Minute Retirement Planning: It's Never Too Late to Plan for the Future
Author : Steve Rosenberg
Rating : 5 Stars out of 5.
Summary : Simply the best book I've found yet on the subject.

I bought this book for a client who is retiring shortly. I have to say this is the best book I've found yet on this subject. It gives practical advice in a short, readable format. So many books claim to show you how, then give simply crummy, or at best questionable advice. There are no magic bullets. There are no shortcuts. As a financial planner I have read many so called 'self help' (more like self mutilation usually) books on the subject, and received many good laughs as a result. In a bull market anyone can swim, but when the tide goes out, we'll see who's swimming naked. This book gives you the information you'll need to prepare financially for the rest of your life. It does not tell you all of the answers (would you really want to read one tha claims to?) but it does lead you in the right direction toward finding them. I strongly reccomend this book to anyone planning to retire, be it 3 days or 30 years from now. You could spend much more, for much worse advice. Buy it, and get one for a friend.



Title : Modern Dutch Studies: A Volume of Essays in Honour of the Retirement of Peter King
Author :
Rating : 4 Stars out of 5.
Summary : An interesting collection of essays on Modern Dutch Studies

This book was published in honour of Professor Peter King who retired from the University of Hull. This book is a collection 20 essays falling into four general areas of Modern Dutch Studies: Language and Translation (5), Literature (8), Social Sciences (5) and Visual Arts(2). Each essay is written by a well-known expert in the field from various institutions such as University College London, University of Hull and the University of Leiden. There is a surprisingly wide range of topics, such as the use of CALL, Old High German in Ghent, Proper Nouns, Marxism in the Dutch Trade Union Movement, Political Culture in Belgium and Art Criticism.

This book is a very good read for those who are reading Dutch Studies or have a general interest in the topics. Overall I have found the book easy to read and it has provided me with lots of useful information too.



Title : Roth to Riches: The Ordinary to Roth Ira Handbook
Author : John D. Bledsoe
Rating : 5 Stars out of 5.
Summary : Informative and Easy to Understand!!!

Roth to Riches is a must read for anyone who has ever considered or currently owns an IRA. Written in plain, understandable English (my native tongue), Mr. Bledsoe demonstrates the advantages and disadvantages of both the ordinary and the Roth IRA's. In this book, unlike other books that are also written in my native tongue but which make me wonder if English is in fact my native tongue, Mr. Bledsoe displays a unique ability to explain technical tax and financial planning concepts with candor and clarity. This book is interesting, informative and easy to understand. A bargain at this price. Thanks for the insights.



1. Retirement UK | employer pensions | operating pension schemes
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3. Why You Should Plan Your Retirement Early - Retirement Expert (UK)
For those who can afford to make pension contributions but who choose not to, how delaying planning for your retirement and leaving it until middle age will have a ...

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Early retirement could affect your State pension unless you ... Revenue rules for company pensions allow for early retirement from ... IT (UK) Ltd 2008 ...

5. Early retirement and your pension - Pensions | UK pensions | Retirement ...
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... the UK government. Please note that this website has a UK government ... Pension rules from April 2006. Early retirement rules explained Opens new window ...

7. Free Pension Advice & Guides from Independent UK Experts | This Is Money
Are these pension rules legal? ... I am considering early retirement and have a final salary pension scheme. I need some advice...

8. You and your money
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9. Starting a pension under 30 - Why it's critical | LearnMoney.co.uk
Then Start a Pension Early. Back to Pension & Retirement Articles ... rule of thumb - halve your age then pay that % of your income into a pension ...

10. Early retirement
... to early retirement after the removal of the Rule of 85 ... Protected members can retire when they meet the Rule of 85 without their pension being reduced. ...

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... rules need changing (28/01/08) BP freezes pension ... 'Collect pensions early on Christmas Eve' (19/12/07) UK Property Predictions For 2008 (19/12/07) ...

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14. UNISON Scotland Protecting Our Pensions FAQs
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15. THE LOCAL GOVERNMENT PENSION SCHEME REGULATION 31 OTHER EARLY LEAVERS ...
... date at which the member would have satisfied the 85 year rule had ... Assuming that the member has Final Pay of £18,000, her early retirement pension and lump ...

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17. Hamiltons Pension
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18. Top UK Pensions. Find info about best retirement pension savings plans
Your employer may also provide you with a pension if you need to retire early due to ill-health. ... rules it will be possible for you to be a member of a ...

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... aged 20-34 expect to retire early, Adair Turner's report Pensions: Challenges and Choices revealed this week. But ... and Artemis UK Smaller Companies, to ...

20. French Social Charges and UK Pensions
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21. Jargon busting information about UK Pensions - Pension Sorter
UK Pensions News. Your Three Golden Rules. How to Summary ... Ill-health early retirement. This happens when a member retires early because of ill-health. ...

22. Pensions and retirement : Directgov - Money, tax and benefits
Pension rules from April 2006. Financial planning for ... Retirement checklist: who to notify, when and why. Early retirement effect on your pension ...

23. UNISON Scotland Early retirement within local authorities briefing
In the case of ill health retirement it is the pension fund which covers this cost. ... A further change in voluntary early retirement is the 'rule of 85' ...

24. fifedirect - A to Z - Retirement and Pensions
What is the "rule of 85" that is applied to early retirement? ... pension benefits based on scheme membership from the date of your early retirement. ...

25. State Pensions - moneto.eu
... different rules which apply if you are not a UK national (see ... Early / Late Retirement. State Benefits. State Pension Tax. State Pensions for Foreigners ...

26. September, 2008 - pension related news in the last 24 hours
New UK pension scheme rules out hedge funds (Reuters) ... Employers must help DC members make retirement decisions (Professional Pensions) ...

27. Pensions, Compare Pension Companies and Find Advice on Personal Pensions
Pensions are something that we need to start thinking about as early as possible, ... Pensions News | UK Pension Schemes & Retirement Savings | Times OnlineHelp and ...

28. your money: What rights do I have to early retirement due to ill health ...
However, many schemes do provide a pension if you can no longer work. ... Public sector schemes have their own rules, which we do not go in to here, as ...

29. Frequently Asked Questions about UK Pensions - Pension Sorter
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30. Pensions for retirement planning, personal pension websites
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31. Can Active Ageing avert a pension crisis? Some early indications from ...
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32. Pension Release - Release Cash From Your UK Pension
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33. BBC News | UK POLITICS | Early retirement age to be raised
The government is to change tax rules to stop early retirement in a bid to halt the number of over-50s leaving the job market.

34. Pensions Adviser .com - Ill Health Early Retirement - Pension ...
Pensions Adviser .com - Ill Health Early Retirement - Pension Simplification:Award Winning Expert IFA Independent ... Pension Rules and Limits. Annual ...

35. GPMU Workplace: Ill-Health Early Retirement
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36. This is Money Blog
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37. UK Pensions Advice
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