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benefit pension retirementIt would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.
The big gain from this, as with all the books, is the sense of challenge and attitude that comes across. Combined with the specific ideas for action and areas to think about Robert is able to lead you towards acheiving your financial goals, whatever they are. Retiring before 45 is a dream that most us share, but few think is possible. I would rate these four books as being of equal value in helping me to be on track to reach this goal (despite having started at 31 years old), as my MBA. The MBA tells me how, Rich Dad helps me think of why, when and what. The true value of these books is really demonstrated by their life expectancy on my book shelf at home. I have leant a number of copies of Rich Dad Poor Dad to friends and family, none of which have ever been returned! Since then my sister is now starting her own company and writing a book and friends have made some very profitable moves into property investment. None of these people, including myself, talked about such things before reading Robert's books. Buy this book. Read it. then hide it and re-read it every few months - if you don't you will probably find that it disappears and those close to you start to have more money in their pockets! A real delight.
The story of Sai, living in Kalimpong, near India's northeast border with Nepal, alternates with that of Biju, Nandu's son, an illegal immigrant trying to find work and a better life in America. Biju, working in a series of deadend jobs, epitomizes the plight of the illegal immigrant who has no future in his own country and who endures deplorable conditions and semi-servitude working illegally in the US. As Desai explores the aspirations of Sai and Biju, the hopes and expectations of their families, and their disconnections with their roots, she also creates vivid pictures of the friends and relatives who surround them, creating a vibrant picture of a broad cross-section of society and revealing the social and political history of India. Though Sai's romance, at sixteen, with Gyan, her tutor, provides her with an emotional escape from Kalimpong, it soon becomes complicated by Gyan's involvement with the Gorkha National Liberation Federation, a Nepalese independence movement which quickly becomes bloody. Gyan's commitment to the insurgency offers an ironic contrast with the commitment of his family to the colonial British army in earlier times, just as the judge's hatreds, learned in England, are ironically contrasted with his British affectations in later life. A careful observer of behavior, with a fine eye for revealing details, Desai brings her narrative and characters to life, illustrating her themes without making moral judgments about her characters-creating neither saints nor villains, just ordinary people leading the best lives they can, using whatever resources are available. Her characters, like people from all cultures, make sacrifices for their children, behave cruelly toward people they love, reject traditional ways of life and old values, rediscover what is important to them, suffer at the hands of faceless government officials, and learn, and grow, and make decisions, sometimes ill-considered, about their lives. Dealing with all levels of society and many different cultures, Desai shows life's humor and brutality, its whimsy and harshness, and its delicate emotions and passionate commitments in a novel that is both beautiful and wise. Mary Whipple
Greider's thesis boils down to the "global excess supply" nostrum - and it's based not only on a fundamental misunderstanding of economics but also on straightforward innumeracy and an inability to think critically. As Keynes tells us, wages reflect the marginal product of labour. Any increased production in the Third World must *go somewhere*, in the form of increased income either to labour (wages) or capital (profits). That increased income must be either spent or saved - so if there really were inadequate aggregate demand (or equivalently excess capacity) then we would expect savings to exceed profitable investment opportunities. Do they? Well, Greider provides no evidence - which is unsurprising.... Greider's economic analysis is thus wrong - indeed, absurd and intellectual disreputable. His policy recommendations derived from his wrong-headed arguments are downright destructive, however. They amount to a recipe for a misallocation of scarce resources to unproductive uses and a hike in inflation. There could be few more damaging courses for the developing world, or surer ways to cut real wages and depress living standards. But then the identity of interest between the far Left (Chomsky, Nader etc.) and the far Right (Pat Buchanan) has never had logic or reason on its side.
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