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It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!




Title : A Peaceful Retirement
Author : Miss" "Read
Rating : 4 Stars out of 5.
Summary : Another gentle and charming book from my favourite author

A change in direction with not only retirement but marriage proposals as well for my most loved fictional character. With all of the Fairacre books, a book I have read over and over - only with particular sadness as it appears that this may be the final book. I found the illustrations a bit off putting - part of my love of Miss Read's books are due to J Goodall's beautiful illustrations - not that these are bad, just not what previous readers may be used to. My only complaint is that it is too short!



Title : Celebration
Author : Harry Crews
Rating : 4 Stars out of 5.
Summary : Not one of his best, but a page-turner.

I just finished Harry Crews's _Celebration_. It's a Crews Cruise (TM) freak show, complete with stump-humpin', granny-drownin', Turkey suckin' good ole bad ole boys and girls, which incidentally answers the zen koan "What should you do if you meet the Buddha on the road and she offers to have outrageous sex with you?"



Title : Standard Poor's 401 (K Planning Guide)
Author : Alan J. Miller
Rating : 5 Stars out of 5.
Summary : A nice overview of how to handle your 401k plan

This book does a great job of handling the task of explaining 401k investment options, asset allocations, and 401k distributions. The sample asset allocations for different styles of investors are great examples. Unfortunately the book does not cover Roth IRAs as the book was published before Roths came out. Otherwise a great book.



Title : One World, Ready or Not
Author : Wil Greider
Rating : 3 Stars out of 5.
Summary : Take two aspirins, don't call me in the morning


A man goes to his dermatologist to have an ugly mole removed from his neck. He returns one week later to have his stitch removed.

"The good news is, you won't have any scar," the doctor says. "The bad news is, you'll be dead in six months."

Though many people criticize Mr. Greider's conclusions, few -- even eminent scholars -- can say why. They admit most of his facts are correct (damning with faint praise) without saying which facts are wrong. They provide simplistic parables about the economics of hot dogs and buns without benefit either of logic or evidence. In short, most of Mr Greider's "critics" seem more culpable than Greider of the crimes against intellectual integrity of which they accuse him.

Let's simply stipulate that Mr. Greider is like Ralph Nader, a Cassandra. Let's stipulate further that he is histrionic even paranoic. Let's simply rest with "the facts".

What we have left is the picture of a global economy in ICU, surrounded (a) by technicians who are not monitoring high performance, but failing vital signs; (b) by FedEx boxes for shipping body parts.

Had the world not already experienced an economic death but 70 years ago, we might dismiss Greider's prognosis.

So, his facts are worrisome; but, not as troubling as his prescriptions. He doesn't think it inevitable that the patient has to die because the "government" can somehow "keep it going" with a different IV solution, tracts to bolster the spirits of the patient's next of kin, and specific instructions to other governmental and cultural caretakers.

He doesn't satisfy me that he understands that we are not simply in another industrial revolution, but a post-industrial evolution. Yes, the whole world is changing, as it has several time before in the last 100,000 years -- but what comes from that process will be far better -- and simpler -- than what is now becoming ruins.

So, Mr. Greider gets full credit for research, and no credit for insight. Therefore, a 5.

--John Grassi



Title : How to Have a Great Retirement on a Limited Budget
Author : Diane Warner
Rating : 4 Stars out of 5.
Summary : lots of good info but some of it is a little bizarre

menus in food chapter would have you drinking six different kinds of fruit juice in a week. I open one or two containers at a time. The man who saves money on taxes by flying to Oregon and driving home a new car every couple of years is breaking the law. I think hiring a teenager to climb up and prune trees might leave you open to a lawsuit if he fell out of the tree onto the pruning shears.



Title : The Roth Ira Made Simple
Author : Gary R. Trock
Rating : 4 Stars out of 5.
Summary : Great tables to evaluate whether Roth or Traditional is best

I bought this book to help me prepare for seminars I presented on the Roth IRA. It gave a clear understanding of the rules for Roth contributions, but its greatest strength was the tables that let one compare the future benefits of Roth/Traditional IRA based on current and future tax brackets, rates of return, as well as present age. Another feature was dealing with the future value of what Gary calls "Opportunity Costs" when considering a conversion from traditional IRAs to Roth Conversion. Opportunity costs is the future value of the money that needs to be paid to the government when the IRA is converted. Again, current and future tax brackets, age, and rates of return are clearly presented. A must for anyone who really wants to get a grasp on the numbers and not just skim along the surface.



1. Guidance on the implications of the new age discrimination legislation
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2. Will the Retirement Age be Scrapped - Retirement Expert (UK)
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3. Biznet - essential infomation for businesses
NEW LEGAL DECISION ON AGE TRIBUNALS WELCOMED BY LEADING OLDER ... application of the default retirement age will now have to ... Legislation ...

4. employment law news updates, the latest in employment laws, human ...


5. The Practical Impact of the Age Discrimination Legislation: essential facts
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6. Frequently Asked Questions on Mandatory Retirement- The Department of ...
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7. fact sheet age discrimination
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8. Sample Retirement Letters | Retirement Communities - Retirement Community
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9. The Future of Retirement - the new old age - A gender perspective
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10. MANDATORY RETIREMENT DISCUSSION PAPER
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11. Postal Retirement Information from PostalReporter.com-
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12. Retirement Age
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13. Cardin Introduces New Retirement Security Legislation
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14. Retirement Abroad - Seeing the Sunsets
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15. Retirement Preparation
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16. Flexibility in retirement age provision
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17. RETIREMENT SCOPE GB
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18. 2007-2008 Budget -Promoting Phased Retirement
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19. Canadian retirement accumulation programs
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21. Massachusetts Board of Retirement v. Murgia
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24. Fair Deal Retirement Policy and Procedure
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25. www.paulrobinson.co.uk/agediscriminationnewsletter.htm
If the normal retirement age is below 65, it must be objectively justified. ... and age discrimination claims, employers need to be aware of the new Regulations ...

26. The Employers Forum on Age
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27. Developing a new mindset on age and retirement
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28. Retirement UK | employer pensions | operating pension schemes
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29. The new scheme in brief
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30. Increasing the legal retirement age: The impact on wages, worker ows ...
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31. age diversity, age discrimination, ageism legislation, ageism advice ...
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32. CHAPTER 14 Work fleXibiliTy in older age - a neW aPProaCh To reTiremenT
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33. Countdown to Anti-Agism Legislation is underway
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34. Age - University of Sunderland
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35. Retirement age soars to 68 under pension reforms | Mail Online
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36. Ashley Law > Retirement
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37. Age
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38. Newsletter - 2007 01 (V49178ef4a04730.63531041)
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39. Age Discrimination The Retirement Process And Duty to Consider ...
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40. Think about: Early retirement
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