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It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!




Title : The 401(k) Millionaire: How I Started with Nothing and Made a Million and You Can, Too
Author : Knute Iwaszko
Rating : 4 Stars out of 5.
Summary : Changing my ways in 1999!

I never saved much because I didn't believe my small savings could make any difference and I never knew what to do with my money. Read this book to learn why saving is key and time (and compound interest!) are your best friends. The book also suggests money allocation strategies as you get nearer to your goals.



Title : How to Retire Rich
Author : James O'Shaughnessey
Rating : 5 Stars out of 5.
Summary : Illuminating!!!

A must read for anyone who cares about their financial future. The cloud of confusion that shrouds Wall Street has been blown away. Finally, a simple, easy to understand investment guide that gives actionable advice. Forget about the 5,000 mutual funds that consistently underperform the market. Forget about this year's genius or this year's hot fund. Follow a discipline and stick to it through thick or thin. Thanks, O'Shaughnessy. This book summarizes everything I've learned about investing over the years, but, of course, not yet acted upon. That will change. ----Three things to count in life: death, taxes, and dismal stock market returns without an invesment strategy!----



Title : Adventure of Retirement: It'S
Author : A. Guild Fetridge
Rating : 3 Stars out of 5.
Summary : This book was very helpful - though not an eye-opener

The author is very thoughful and knows the subject well. I bought this book for my parents and hope the situation is the same or better when I retire.



Title : Secure Your Future: Financial Planning at Any Age (Successful Business Library)
Author : Chuck Tellalian
Rating : 3 Stars out of 5.
Summary : Shows how debt affects net worth

The very good chapter here on determining your net worth helps emphasize the effect of debt on your planning and projections.
Michael Pellecchia



Title : Moving Mom and Dad!: Why, Where, How, and When to Help Your Parents Relocate (Revised)
Author : Sarah Morse
Rating : 4 Stars out of 5.
Summary : Pragmatic approach also includes the emotional sub-text

This book is certainly a practical how-to manual on a subject, that would be all to easy to not consider. However, when the inevitable reality intrudes,this book allows you to begin to address an uncomfortable subject; in a very non-threatening, calm, and clear fasahion.While it is probably worth its purchase alone for its organizational approach and practical check lists. Its humor, warmth and a sense of the authors passion for thier subject matter made it for me, priceless.As an individual, who recalls only yesterday it seems, requesting the family car with some trepidation; hoping to cage a free tank of gas and not be given a curfew .The prospect of again asking for the keys, for an entirely diffrent reason was very disheartning. At least now I have some sense on how to approach these subjects with everyones dignity intact, and the continued respect of my parents. Additionaly, this book will have you consideringhow you will avoid all of these complications with your own family, when you become the subjects in the books title.



Title : You'Ve Earned It, Don't Lose It: Mistakes You Can't Afford to Make When You Retire
Author : Suze Orman
Rating : 5 Stars out of 5.
Summary : Very specific, useful info for BIG retirement decisions.

Orman provides very specific information and advice that you will not find unless you shell out big bucks to a financial advisor. For example, Orman tells you how to take money from your IRA before age 59 1/2 with NO PENALTY (substantially equal periodic payments), but adds VERY IMPORTANT advice on how to structure the portfolio to protect the nest egg. Another example of very specific, useful info includes the chapter on long-term care which gives instuctions on how to determine if you need LTC insurance, how much to buy, when to buy, what kind of company to buy from, etc.

The entire book is filled with this kind of specific info - a "must read" for the "do-it-your-self" personal financial manager.



Title : The Beardstown Ladies' Stitch-In-Time Guide to Growing Your Nest Egg: Step-By-Step Planning for a Comfortable Financial Future
Author : Robin Dellabough
Rating : 1 Stars out of 5.
Summary : What a JOKE!!!!

This group of ladies have been totally discredited, their track record has proven to be a total farce. (After the seld-described track record was audited, they in fact have underperformed the market.) When these ladies cannot even figure out that new investment funds should not be counted as return but as invested capital, how credible can the rest of their advice be???

How they can find a publisher to perpetrate this nonsense is beyond my comprehension!



1. Will the Retirement Age be Scrapped - Retirement Expert (UK)
... debates surrounding the current statutory retirement age and the main reasons ... immediate suggestion that the current retirement age will be scrapped, there ...

2. Retirement benefits by year of birth
... a fraction of a percent for each month before your full retirement age. ... examples based on an estimated monthly benefit of $1000 at full retirement age. ...

3. Report Urges Raise in Retirement Age | Article
01-OCT-02 - Raising the state pension age is one way out of the current pension crisis and should be debated, according to a report from the... | Free With Signup

4. Raising the Retirement Age for Social Security:
improvements for those near the current retirement age appear to have slowed. ... because current research suggests that the effective retirement age would be ...

5. Retirement Planner (Canadian)
Financial Calculators, ©1998-2008 KJE Computer Solutions, LLC. For more ... Current age. Your current age. Age of retirement. Age you wish to retire. ...

6. Mandatory retirement - Wikipedia, the free encyclopedia
Mandatory retirement is the age at which persons who hold certain jobs or ... Current events. Random article. Search. Interaction. About Wikipedia. Community portal ...

7. Social Security (United States) - Wikipedia, the free encyclopedia
2.2 Normal retirement age. 2.3 Spouse's benefit. 2.4 Widow's benefits ... are no changes in current law concerning taxes, benefits, and the retirement age. ...

8. Deferring retirement pension questions and answers - IS12 | Age Concern ...
This information sheet explains the rules and the things to consider to help you ... You don't have to claim your state pension at the current retirement age. ...

9. People Management - Age discrimination: Retirement
... proposals to retain a mandatory retirement age may deter the employment of ... it clear that working beyond current retirement age would be necessary to defuse ...

10. Investment Calculator - Retirement Savings Calculator - Your Mortgage
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11. Vanguard - Investing for retirement - Determine how much to save
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12. Retirement, dismissal and redundancy | Age Concern England
This page will tell you all about the new retirement and dismissal procedures. ... For employees over the age of 65, under the current law it is lawful for an ...

13. BBC NEWS | Science/Nature | Retirement age 'should reach 85'
The age of retirement should rise to 85 by 2050, to cope with longer life ... economies around the world if current retirement ages are maintained, he warned. ...

14. Annuitized Wealth and Consumption
... assess how current retirement policies, demographic trends, ... economic security is expected to change for current and future retirees between age 67 (when ...

15. 01-OCT-06 | ... And Raising the Age Limit for Mandatory Retirement
Price: $4.95 | The Senate may permit officers 06 and below to continue serving until just after age 62, rather than the current limit of 60. Section 503 of the ...

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17. Corwin's Rantings: Retirement age
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18. Retirement Planner
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19. Flexible Retirement and Retirement: Age Positive Guide
... checklists for you to make your retirement policy more age positive ... the culture of the organisation and current. communication systems will determine the ...

20. Online NewsHour: Report | Pilot Retirement Age Reconsidered | May 8 ...
Report from the NewsHour with Jim Lehrer: FAA Reconsiders Pilot Retirement Age: Current law requires American pilots to retire once they turn 60, but the federal ...

21. No retirement pay before age 57
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23. BT Retirement Age
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24. IFAonline.co.uk - Under-30s want early retirement despite pension age ...
... be retired by the age of 60, despite the current state retirement age being 65. ... may have to work past current retirement age to secure a satisfactory pension. ...

25. Retirement Planner
Java Financial Calculators, Copyright 2002 KJE Computer Solutions, LLC. For more information ... current age. Age of retirement. Age you desire to retire. ...

26. Van Kampen Investments | Calculators - Retirement Savings
Current age. Your current age. Age of retirement. Age you wish to retire. ... Current retirement savings. Total amount that you currently have saved toward ...

27. PC(USA) - Living Longer Feeling Better - Retirement
Well over half of that retirement age group will represent the baby boom ... retirement housing options must result as the boomer generation ages, current ...

28. BBC NEWS | Business | CBI urges keeping retirement age
The head of the UK's biggest business group fears scrapping the current retirement age could lead to a rise in costly employment tribunals.

29. State facing EC row over garda retirement age - National News ...
... association pointed out that the current retirement age is set by a statutory ... are quite happy with the current retirement age limits, most appear to have ...

30. CBI In Warning On Retirement Age | Business | Sky News
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31. REPARING FOR RETIREMENT
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32. Advisor Expects Retirement Age to Rise
... increasing longevity among Britons makes the costs of the current state pensions ... pensions is to be protected the retirement age will have to rise again. ...

33. AGE 55 RETIREMENT PROGRAM OPT-IN FORM
Program and my current retirement plan? In general, if you retire before age 62 under your. current retirement plan, an age-reduction factor would ...

34. Bloomberg.com: Calculators
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35. Age Discrimination - Pattinson Brewer
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36. Do I need to increase my savings?
The first step in buying a house is ... to evaluate your current retirement savings plan and how ... Current age. Age of retirement. Current ...

37. Retirement Planner
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